8187 Lucello Ter S, Naples, FL 34114 Property Records

Collier County property record for 8187 Lucello Ter S, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,277 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$539,919 (Jul 2021)
Tax Bill	$9,497 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`281766 2085B23`

Property Details

APN / Parcel Number

Primary APN	`281766 2085B23`
Alternative APN	`31347860545`

Interior

Building Area	2,277 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	8187 LUCELLO TER S
City	NAPLES
State	FL
Zip	34114-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE 3 LOT 208
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH3 PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	208
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

8187 Lucello Ter S is owned by two individuals who bought it in July 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 508, DEALE, MD 20751-0508
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Deed Document Number	20216091107
Deed Book / Page	5977 / 2537
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 7, 2021
Property Address	8187 LUCELLO TER S, NAPLES, FL 34114-2878
Document Number	0059772537
Book / Page	5977 / 2537
Map Reference	MB 64 PG 20-23
Instrument Date	Jun 29, 2021
Instrument	6091107
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28100 BONITA GRANDE DR STE 102, 28100, BONITA SPRINGS, FL 34135-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 508, DEALE, MD 20751-0508
Investor	Possibly a Property Investor

Mortgage

Document Number	0059772539
Date	Jul 7, 2021
Instrument	5977/2539

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8187 Lucello Ter S was $9,497.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,209 (-16.82%) Land $167,479 Building $394,730	$562,209 (-21.44%) Land $167,479 Building $394,730
2025	$9,497.00	$675,923	$715,636 Land $313,632 Building $402,004
2023	$8,398.00 (-6.92%)	$558,614 (-4.34%) Land $74,923 Building $483,691	$558,614 (-4.34%) Land $74,923 Building $483,691
2022	$9,022.00	$583,987 Land $89,647 Building $494,340	$583,987 Land $89,647 Building $494,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8187 Lucello Ter S in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8187 Lucello Ter S is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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