DeKalb County property record for 819 Nicholas Cir, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Mar 2011) |
| Tax Bill | $6,422 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-30-303-011 |
| Primary APN | 03-30-303-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0330303011 |
|---|---|
| Street Address | 819 NICHOLAS CIR |
| City | GENOA |
| State | IL |
| Zip | 60135-8188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK CREEK ESTATES-LOT 16 |
| Legal Subdivision | OAK CREEK ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | GENOA |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 100 |
Source: DeKalb County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 819 NICHOLAS CIR, GENOA, IL 60135-8188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2011 · Amount on Record |
| Deed Sale | Mar 14, 2011 · Amount on Record |
| Prior Sale | Jun 11, 2010 |
| Deed Document Number | 20113106 |
| Prior Transfer Date | Oct 20, 2006 |
| Prior Transfer Doc | 0000021152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 819 NICHOLAS CIR, GENOA, IL 60135-8188 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000006297 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021006297 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Genoa Township |
| Municipality | Genoa City |
| Unified School District | Genoa-Kingston Community Unit School District 424 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,328 (+16.85%) Land $16,939 Building $73,389 | $270,984 (+16.85%) Land $50,817 Building $220,167 | |
| 2024 | $6,422.00 | ||
| 2023 | $77,301 Land $14,496 Building $62,805 | $231,903 Land $43,488 Building $188,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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