1. Home
  2. Illinois
  3. DeKalb County
  4. Genoa
  5. Nicholas Cir

809 Nicholas Cir, Genoa, IL 60135 Property Records

DeKalb County property record for 809 Nicholas Cir, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$166,000 (May 2016)
Tax Bill$6,152 (2024)
Deeds & MortgagesMar 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-30-303-006

Property Details

APN / Parcel Number

Primary APN03-30-303-006

Exterior

Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 60 ft wide

Location & Zoning

Account Number0330303006
Street Address809 NICHOLAS CIR
CityGENOA
StateIL
Zip60135-8188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 - OAK CREEK ESTATES
Legal SubdivisionOAK CREEK ESTATES
Legal Lot Number11
JurisdictionDE KALB IL
Township / Civil DivisionGENOA
Census Block Group3
Census Block3044
Census Tract100

Owner

Source: DeKalb County records · APN 03-30-303-006

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 NICHOLAS CIR, GENOA, IL 60135-8188
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
OLD SECOND NATIONAL BANK
Mar 24, 2017Deed of Trust, Mortgage · FHA Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2016 · Amount on Record
Deed SaleMay 25, 2016 · Amount on Record
Prior SaleMar 14, 2012
Deed Document Number20164734
Last Transfer DateMar 15, 2021
Transfer Doc0000003819
Record UpdatedJun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IL
Recording DateMar 25, 2021
Property Address809 NICHOLAS CIR, GENOA, IL 60135-8188
Document Number0000003819
Map ReferenceDOC 94016604
Instrument DateMar 15, 2021
Instrument2021003819
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address809 NICHOLAS CIR, GENOA, IL 60135-8188

Mortgage

Document Number0000003820
DateMar 25, 2021
Instrument2021003820
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address809 NICHOLAS CIR, GENOA, IL 60135-8188
Document Number0000003346
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2017
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 NICHOLAS CIR GENOA IL 601358188, GENOA, IL 60135-8188

Mortgage

Document Number0000003346
DateApr 11, 2017
Instrument3346
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2047
Interest
Rate4.37%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionGenoa Township
MunicipalityGenoa City
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$81,599 (+16.85%) Land $16,939 Building $64,660$244,797 (+16.85%) Land $50,817 Building $193,980
2024$6,152.00
2023$69,831 Land $14,496 Building $55,335$209,493 Land $43,488 Building $166,005

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Opiquad
Fixed Wireless		100 / 20

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGENOA
serves 5,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Nicholas Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures