819 N Fork Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 819 N Fork Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,396 sqft · built 1989
Lot Size	6.11 acres (266,587 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2008)
Tax Bill	$3,650 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0700-41-0251-00000`

Property Details

APN / Parcel Number

Primary APN	`0700-41-0251-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	4,448 sqft
1st Floor Area	2,396 sqft
Basement Area	2,052 sqft
Finished Basement	2,052 sqft

Exterior

Year Built	Built 1989
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	266,587 sqft (6.11 acres)
Garage Type	Mixed
Garage Area	1,050 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	819 N FORK RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	DEED DATE: 09/19/1989 DEED: 1377-0358 SUBDIV: MARK & VICKI SNEED BLOCK: LOT: SECTION: PLAT: 0157-0193
Legal Subdivision	MARK AND VICKI SNEED
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1005
Census Tract	3107

Owner

819 N Fork Rd is owned and occupied by an individual who bought it in April 2008.

Source: Buncombe County records, as of October 20, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	819 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2008 · Amount on File
Deed Sale	Apr 11, 2008 · Amount on File
Prior Sale	Mar 11, 2005 · Amount on File
Deed Document Number	0004549415
Deed Book / Page	4549 / 415
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	819 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 N FORK RD BACK, BLACK MOUNTAIN, NC 28711-9402

Mortgage

Document Number	0063101811
Date	Apr 14, 2023
Book Page	6310/1811

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	819 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058270090
Date	Oct 29, 2019
Book Page	5827/0090

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	819 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058511387
Date	Jan 6, 2020
Book Page	5851/1387

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,650.00	$603,500	$603,500 Land $153,100 Building $450,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 N Fork Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 N Fork Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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