806 N Fork Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 806 N Fork Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,322 sqft · built 2022
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,513 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0700-21-9339-00000`

Property Details

APN / Parcel Number

Primary APN	`0700-21-9339-00000`
Alternative APN	`070003218352000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,322 sqft Living Area
Gross Area	4,368 sqft
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	070003218352000
Street Address	806 N FORK RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/20/2020 DEED
Legal Description	DEED DATE:04/20/2020 DEED:5887-0765 PLAT:0000-0000
Legal Lot Number	8352
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1030
Census Tract	3108

Owner

806 N Fork Rd is owned and occupied by two individuals who acquired it in April 2020.

Source: Buncombe County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	806 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 20, 2020	Deed of Trust, Transfer FARM CREDIT SVCS
Mar 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020
Deed Sale	Apr 20, 2020
Deed Document Number	0005887765
Deed Book / Page	5887 / 765
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	806 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061130119
Date	Aug 30, 2021
Book Page	6113/119

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	806 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Document Number	0058870768
Instrument Date	Apr 20, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	806 N FORK RD BLACK MOUNTAIN NC 287118766, BLACK MOUNTAIN, NC 28711-8766

Mortgage

Document Number	0058870768
Date	Apr 20, 2020
Book Page	005887/000768

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ASHEVILLE, NC 28806

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 19, 2025

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 3, 2020
Property Address	806 N FORK RD, BLACK MOUNTAIN, NC 28711-8766
Document Number	0058701561
Book / Page	005870 / 001561
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	802 N FORK RD BLACK MOUNTAIN NC 287118766, BLACK MOUNTAIN, NC 28711-8766

Tax Assessment & Valuation

The 2025 property tax bill for 806 N Fork Rd was $5,513.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,513.00	$843,700
2023	$5,103.00	$843,700	$843,700 Land $109,200 Building $734,500
2021			$843,700 Land $94,200 Building $749,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 806 N Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2018–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 N Fork Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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