815 Kern St, Normal, IL 61761 Property Records

McLean County property record for 815 Kern St, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,101 sqft · built 1920
Lot Size	0.21 acres (9,050 sqft)
Owner	Individual Name on File
Tax Bill	$2,121 (2024)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-33-104-017`

Property Details

APN / Parcel Number

Primary APN	`14-33-104-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,101 sqft Living Area
1st Floor Area	730 sqft
Basement Area	730 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,050 sqft (0.21 acres)
Lot Dimensions	181 ft deep x 50 ft wide
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	815 KERN ST
City	NORMAL
State	IL
Zip	61761-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RE-SUB LOT 15,18 & 20 TO 24 ROGERS SUB LOT 6 NW 1/4 LOT 1
Legal Range	02E
Legal Township	24N
Legal Section	33
Legal Subdivision	ROGERS SUB
Legal Lot Number	15,18
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3011
Census Tract	301

Owner

Source: McLean County records · APN 14-33-104-017

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	815 KERN ST, NORMAL, IL 61761-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	815 KERN ST, NORMAL, IL 61761-3408
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00013288
Date	Jul 26, 2017
Instrument	2017-00013288

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2032

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,059 (+21.88%) Land $10,249 Building $24,810	$105,177 (+21.88%) Land $30,747 Building $74,430
2024	$2,121.00 (+8.88%)
2023	$1,948.00	$28,764 Land $8,409 Building $20,355	$86,292 Land $25,227 Building $61,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130003013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.