819 Harris Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 819 Harris Rd, Charlottesville, VA 22902

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,796 sqft · built 1989
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on Record
Tax Bill$4,046 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN076M2-01-00-04200

Property Details

APN / Parcel Number

Primary APN076M2-01-00-04200
Alternative APN
  • 31519

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,796 sqft Finished Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,059 sqft (0.185 acres)
View / LotProximity to Airport

Exterior Amenities

PorchSlab
Porch Area140 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address819 HARRIS RD
CityCHARLOTTESVILLE
StateVA
Zip22902-6468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionWILLOUGHBY 5 42 PH I
Legal SubdivisionWILLOUGHBY
JurisdictionALBEMARLE VA
Township / Civil DivisionSCOTTSVILLE
Census Block Group2
Census Block2000
Census Tract11303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address819 HARRIS RD, CHARLOTTESVILLE, VA 22902-6468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address819 HARRIS RD, CHARLOTTESVILLE, VA 22902-6468
Document Number0000010371
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedOct 5, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 HARRIS RD CHARLOTTESVILLE VA 229026468, CHARLOTTESVILLE, VA 22902-6468

Mortgage

Document Number0000010371
DateSep 13, 2018
Book Page005094/000789
Instrument10371
Lender
NameUNIVERSITY/VA CMNTY CU
TypeCredit Union
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 12, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,046.00 (+5.5%)$452,600 (+5.5%) Land $145,000 Building $307,600$452,600 (+5.5%) Land $145,000 Building $307,600
2025$3,835.00 (+18.22%)$429,000 (+12.92%) Land $145,000 Building $284,000$429,000 (+12.92%) Land $145,000 Building $284,000
2023$3,244.00$379,900 Land $130,000 Building $249,900$379,900 Land $130,000 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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