Albemarle County property record for 818 Harris Rd, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,764 sqft Finished Area |
| Lot Size | 10,193 sqft (0.234 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,195.00 (2026) |
Source: Albemarle County records · APN 076M2-01-00-09300
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 818 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200002456 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 202200002456 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 818 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000007413 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS |
| Name | Verified Name |
|---|---|
| Address | 818 HARRIS RD CHARLOTTESVILLE VA 229026467, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000007413 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 005336/000045 |
| Instrument | 7413 |
| Name | UNIVERSITY/VA CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 18, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,195.00 (+5.67%) | $469,200 (+5.65%) Land $145,000 Building $324,200 | $469,200 (+5.65%) Land $145,000 Building $324,200 |
| 2025 | $3,970.00 (+17.94%) | $444,100 (+12.66%) Land $145,000 Building $299,100 | $444,100 (+12.66%) Land $145,000 Building $299,100 |
| 2023 | $3,366.00 | $394,200 Land $130,000 Building $264,200 | $394,200 Land $130,000 Building $264,200 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 076M2-01-00-09300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,764 sqft Finished Area |
| Basement Area | 672 sqft Basement |
| Finished Basement | 40 sqft Finished |
| Unfinished Basement | 632 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,193 sqft (0.234 acres) |
| Deck Area | 120 sqft Deck |
|---|---|
| Patio Area | 280 sqft Patio |
| Porch Area | 140 sqft Porch |
| View | Proximity to Airport View |
| Storage Building | 224 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 818 HARRIS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6467 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WILLOUGHBY 5 93 PH I |
| Legal Subdivision | WILLOUGHBY |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 11303 |
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