819 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 819 E Main St, Decorah, IA 52101 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,374 sqft · built 1920
Lot Size0.152 acres (6,625 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Oct 2025)
Tax Bill$3,002 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN111533400800

Property Details

APN / Parcel Number

Primary APN111533400800

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,374 sqft Living Area
1st Floor Area624 sqft
Basement Area750 sqft
Unfinished Basement750 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,625 sqft (0.152 acres)
Lot Dimensions125 ft deep x 53 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address819 E MAIN ST
CityDECORAH
StateIA
Zip52101-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 2 MATT
Legal Range08W
Legal Township98N
Legal Section15
Legal SubdivisionMATTESON S ADDITION
Legal Block2
Legal Lot Number8
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1079
Census Tract950200

Owner

Source: Winneshiek County records · APN 111533400800

Assessment roll updated October 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address819 E MAIN ST, DECORAH, IA 52101-1913
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Warranty Deed, Transfer · Conventional Mortgage
KERNDT BROTHERS SAVINGS BANK
Dec 01, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
KERNDT BROTHERS SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Deed Document Number20252730
Deed Book / Page2025 / 2730
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateOct 30, 2025
Property Address819 E MAIN ST, DECORAH, IA 52101-1913
Document Number02025/2730
Book / Page2025 / 2730
Instrument DateOct 30, 2025
Instrument2025 2730
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$236.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 E MAIN ST, DECORAH, IA 52101-1913

Mortgage

Document Number0020252761
DateOct 30, 2025
Instrument2025 2761
Lender
NameKERNDT BROTHERS SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateDec 01, 2021
Property Address819 E MAIN ST, DECORAH, IA 52101-1913
Document Number02021/4629
Book / Page2021 / 4629
Instrument DateNov 29, 2021
Instrument2021 4629
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

AmountAmount Recorded
Tax$184.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address819 E MAIN ST, DECORAH, IA 52101-1913
InvestorPossibly a Property Investor

Mortgage

Document Number0020214704
DateDec 01, 2021
Instrument2021 4704
Lender
NameKERNDT BROTHERS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2031
Interest
Rate TypeFixed Rate

Mortgage

Document Number02021/4704
DateDec 06, 2021
Book Page2021/4704
Instrument2021 4704
Lender
NameKERNDT BROTHERS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,002.00$182,690 (+14.56%) Land $23,610 Building $159,080$182,690 (+14.56%) Land $23,610 Building $159,080
2024$3,002.00 (+4.38%)
2023$159,470 (+15.57%) Land $23,610 Building $135,860$159,470 (+15.57%) Land $23,610 Building $135,860
2022$2,876.00 Homeowner's exemption$137,980 Land $19,680 Building $118,300
2021$137,980 Land $19,680 Building $118,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Nearby Flood Policies24 in force
17 of 24 on primary residences
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016, other causes, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Aug 2016), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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