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812 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 812 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,428 sqft · built 1907
Lot Size0.152 acres (6,625 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jul 2020)
Tax Bill$2,846 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111533201700

Property Details

APN / Parcel Number

Primary APN111533201700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area624 sqft
Basement Area804 sqft
Game RoomGame Room
Interior WallsPlaster

Exterior

Year BuiltBuilt 1907
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,625 sqft (0.152 acres)
Lot Dimensions125 ft deep x 53 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address812 E MAIN ST
CityDECORAH
StateIA
Zip52101-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK 1 MATTESON'S ADDN
Legal Block1
Legal Lot Number16
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1078
Census Tract950200

Owner

Source: Winneshiek County records · APN 111533201700

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address812 E MAIN ST, DECORAH, IA 52101-1914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Deed Document Number2020 2886
Deed Book / Page2020 / 2886
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateJul 31, 2020
Property Address812 E MAIN ST, DECORAH, IA 52101-1914
Document Number02020/2886
Book / Page2020 / 2886
Instrument DateJul 27, 2020
Instrument2020 2886
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 E MAIN ST, DECORAH, IA 52101-1914

Mortgage

Document Number0020202887
DateJul 31, 2020
Instrument2020 2887
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 29, 2027
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change6.87%
Index12-Month MTA
Margin4

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$185,440 (+14.85%) Land $23,610 Building $161,830$185,440 (+14.85%) Land $23,610 Building $161,830
2024$2,846.00 (+4.56%)
2023$161,460 (+15.7%) Land $23,610 Building $137,850$161,460 (+15.7%) Land $23,610 Building $137,850
2022$2,722.00 Homeowner's exemption$139,550 Land $19,680 Building $119,870
2021$139,550 Land $19,680 Building $119,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 517 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
AMG Technology Investment GroupFixed Wireless (unlicensed)100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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