819 E Crest Ridge Dr, Meridian, ID 83642 Property Records

Ada County property record for 819 E Crest Ridge Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (May 2018)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R7383470370`

Property Details

APN / Parcel Number

Primary APN	`R7383470370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	3,178 sqft
1st Floor Area	2,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	85 sqft
Patio Area	167 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	819 E CREST RIDGE DR
City	MERIDIAN
State	ID
Zip	83642-4787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 25 BLK 14 REFLECTION RIDGE SUB NO 06
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	REFLECTION RIDGE SUB NO 06
Legal Block	14
Legal Lot Number	25
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1008
Census Tract	10339

Owner

819 E Crest Ridge Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Ada County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 21, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 16, 2017	Warranty Deed, Construction Loan · Construction Mortgage WESTMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	201846318
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Aug 10, 2026
Property Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787
Document Number	0000059049
Instrument Date	Jul 31, 2026
Instrument	202659049
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787

Mortgage

Document Number	0000059049,
Date	Aug 10, 2026
Instrument	202659049

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.43%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022777
Date	Feb 26, 2020
Instrument	2020-022777

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	May 21, 2018
Property Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787
Document Number	0000046318
Map Reference	MB112 PG16208-16212
Instrument Date	May 21, 2018
Instrument	2018-046318
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 EAST CREST RIDGE DR, COUNCIL, ID 83612

Mortgage

Document Number	0000046319
Date	May 21, 2018
Instrument	2018-046319

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	May 21, 2018
Property Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787
Document Number	0000046317
Instrument Date	May 17, 2018
Instrument	46317
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 140298 BOISE ID 837140298, BOISE, ID 83714-0298

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 16, 2017
Property Address	819 E CREST RIDGE DR, MERIDIAN, ID 83642-4787
Document Number	0000110044
Instrument Date	May 27, 2017
Instrument	110044
Transaction Type	Construction Loan
Record Updated	Jul 12, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2650 S CHIPPER WAY EAGLE ID 836165593, EAGLE, ID 83616-5593

Mortgage

Document Number	110045
Date	Nov 16, 2017
Instrument	110045

Lender

Name	WESTMARK CU
Address	IDAHO FALLS, ID 83403-2869

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 15, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 819 E Crest Ridge Dr was $2,167 with a homeowner's exemption, down 10.2% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,600 (+6.55%)	$645,600 (+6.55%)
2025	$2,167.00 (-10.19%) Homeowner's exemption	$605,900	$605,900
2024	$2,413.00
2023		$591,200 Land $198,000 Building $393,200	$591,200 Land $198,000 Building $393,200
2022	$2,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 E Crest Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 E Crest Ridge Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 80% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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