819 E 5th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 819 E 5th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1924
Lot Size	0.195 acres (8,510 sqft)
Owner	Individual Name on File
Tax Bill	$1,770 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-328-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-328-011.000-023`
Alternative APN	`01611194697`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
Attic Area	300 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 1924
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,510 sqft (0.195 acres)
Lot Dimensions	115 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611194697
Street Address	819 E 5TH ST
City	MISHAWAKA
State	IN
Zip	46544-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 & E 1/2 VAC SOUTH ST W & ADJ WARDS 2ND ADD
Legal Subdivision	WARDS 2ND ADD
Legal Lot Number	87
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4017
Census Tract	10300

Owner

819 E 5th St is owned and occupied by an individual who acquired it in February 2019.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	819 E 5TH ST, MISHAWAKA, IN 46544-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Feb 11, 2019	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019
Deed Sale	Feb 11, 2019
Deed Document Number	0001902855
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	819 E 5TH ST, MISHAWAKA, IN 46544-2222
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002038607
Date	Dec 10, 2020
Instrument	2038607

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	819 E 5TH ST, MISHAWAKA, IN 46544-2222
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002302355
Date	Feb 2, 2023
Instrument	2302355

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 11, 2019
Property Address	819 E 5TH ST, MISHAWAKA, IN 46544-2222
Document Number	0001902855
Map Reference	PB 41 PG 89
Instrument Date	Feb 4, 2019
Instrument	1902855
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 E 5TH ST, MISHAWAKA, IN 46544-2222

Mortgage

Document Number	0001902856
Date	Feb 11, 2019
Instrument	1902856

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,100 Land $37,600 Building $99,500	$137,100 Land $37,600 Building $99,500
2024	$1,770.00 (+8.32%)
2023	$1,634.00 (-0.31%)	$143,500 (-) Land $37,600 Building $105,900	$143,500 (-) Land $37,600 Building $105,900
2022	$1,639.00 Homeowner's exemption	$143,500 Land $37,600 Building $105,900	$143,500 Land $37,600 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 819 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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