807 E 5th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 807 E 5th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1927
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (May 2024)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Dec 2014 Reverse Mortgage Apr 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-328-010.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-328-010.000-023`
Alternative APN	`01611194696`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	1,552 sqft
Basement Area	663 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1960
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	115 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	807 E 5TH ST
City	MISHAWAKA
State	IN
Zip	46544-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 & W 1/2 VAC SOUTH ST WARDS 2ND ADD
Legal Subdivision	WARDS 2ND ADD
Legal Lot Number	88
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4017
Census Tract	10300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	29908 RIVIERA DR, ELKHART, IN 46514-9420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2014	Deed of Trust, Mortgage · Reverse Mortgage HUD
Apr 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Dec 30, 2014	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
May 17, 2024	Special Warranty Deed, Transfer TITLE FAX, TITLEMAX
Apr 1, 2024	Deed in Lieu of Foreclosure, Foreclosure
Nov 20, 2014	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Apr 1, 2024
Deed Document Number	202410782
Prior Transfer Date	Mar 26, 2024
Prior Transfer Doc	0000006781
Record Updated	Oct 29, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	807 E 5TH ST, MISHAWAKA, IN 46544-2224
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432732
Date	Dec 30, 2014
Instrument	1432732

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Oct 31, 2093

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	807 E 5TH ST, MISHAWAKA, IN 46544-2224
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002507519
Date	Apr 4, 2025
Instrument	2507519

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Apr 28, 2037

Interest

Rate Type	Adjustable Rate

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	807 E 5TH ST, MISHAWAKA, IN 46544-2224
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432731
Date	Dec 30, 2014
Instrument	1432731

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Oct 31, 2093

Interest

Rate Type	Adjustable Rate

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 17, 2024
Property Address	807 E 5TH ST, MISHAWAKA, IN 46544-2224
Document Number	0002410782
Instrument Date	May 2, 2024
Instrument	2410782
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TITLE FAX, TITLEMAX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29908 RIVIERA DR, ELKHART, IN 46514-9420

April 2024: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 1, 2024
Property Address	807 E 5TH ST, MISHAWAKA, IN 46544-2224
Document Number	0002406781
Instrument Date	Mar 2, 2024
Instrument	2406781
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20448 CAMINO TORCIDO LOOP, NORTH FORT MYERS, FL 33917-8155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Investor	Possibly a Property Investor

November 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 20, 2014
Property Address	807 E 5TH ST, MISHAWAKA, IN 46544-2224
Document Number	0001429315
Instrument Date	Nov 20, 2014
Instrument	1429315
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+127.96%)	$105,200 (+5.2%) Land $37,600 Building $67,600	$105,200 (+5.2%) Land $37,600 Building $67,600
2024	$465.00 (+1.97%)
2023	$456.00 (+2.01%)	$100,000 (-12.43%) Land $33,400 Building $66,600	$100,000 (-12.43%) Land $33,400 Building $66,600
2022	$447.00	$114,200 Land $37,600 Building $76,600	$114,200 Land $37,600 Building $76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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