8187 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 8187 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 1980
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2017)
Tax Bill	$2,104 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E028900A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E028900A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,847 sqft Finished Area
1st Floor Area	1,847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	174,240 sqft (4 acres)
Garage Type	Built-in
Parking Spaces	5 Parking Spaces
Lean-To	200 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	8187 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	2-58N-1E W2E2SWSE LYING SOUTHERLY OF RAPID LIGHTNING CREEK & NORTHERLY OF ROAD
Legal Range	01E
Legal Township	58N
Legal Section	02
Legal Subdivision	RAPID LIGHTNING CREEK
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1055
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8187 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 6, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	2017912372
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8187 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, ROCKET CLOSING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8187 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793

Mortgage

Document Number	0001056888
Date	Jan 8, 2026
Instrument	1056888

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8187 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	990444
Date	Aug 26, 2021
Instrument	990444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8187 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	967334
Date	Oct 8, 2020
Instrument	967334

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8187 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	948353
Date	Nov 6, 2019
Instrument	948353

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,104.00 (+6.42%) Homeowner's exemption	$616,963 (-2.65%) Land $292,105 Building $324,858	$616,963 (-2.65%) Land $292,105 Building $324,858
2025	$1,977.00 (+14.81%) Homeowner's exemption	$633,736 (+13.23%) Land $306,268 Building $327,468	$633,736 (+13.23%) Land $306,268 Building $327,468
2023	$1,722.00 Homeowner's exemption	$559,709 Land $250,089 Building $309,620	$559,709 Land $250,089 Building $309,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 76% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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