8184 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 8184 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,321 sqft · built 1980
Lot Size	5.45 acres (237,402 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Aug 2019)
Tax Bill	$619 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E028850A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E028850A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,321 sqft Finished Area
1st Floor Area	1,475 sqft
Attic	Attic
Attic Area	154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Aluminum
Lot Area	237,402 sqft (5.45 acres)
Garage Type	Attached
Lean-To	480 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	8184 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	2-58N-1E SWSE LYING SE OF RAPID LIGHTNING RD
Legal Range	01E
Legal Township	58N
Legal Section	02
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1054
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8184 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Aug 26, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Dec 7, 2015 · Amount on Record
Deed Document Number	2019943977
Prior Transfer Date	Nov 23, 2015
Prior Transfer Doc	883021
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8184 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001003747
Date	Apr 13, 2022
Instrument	1003747

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8184 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	988397
Date	Jul 29, 2021
Instrument	988397

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	0759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	8184 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	946643
Date	Oct 9, 2019
Instrument	946643

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 26, 2019
Property Address	8184 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793
Document Number	943977
Instrument Date	Aug 23, 2019
Instrument	943977
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8184 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4793

Mortgage

Document Number	943978
Date	Aug 26, 2019
Instrument	943978

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$619.00 (+7.84%) Homeowner's exemption	$360,171 (-3.16%) Land $200,735 Building $159,436	$360,171 (-3.16%) Land $200,735 Building $159,436
2025	$574.00 (+55.14%) Homeowner's exemption	$371,939 (+33.72%) Land $200,735 Building $171,204	$371,939 (+33.72%) Land $200,735 Building $171,204
2023	$370.00 Homeowner's exemption	$278,158 Land $173,778 Building $104,380	$278,158 Land $173,778 Building $104,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 75% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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