San Mateo County property record for 818 Wharfside Rd, San Mateo, CA 94404
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1.5 ba · 1,150 sqft · built 1979 |
| Lot Size | 3.15 acres (137,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jul 2012) |
| Tax Bill | $8,142 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 106-720-040 |
| Primary APN | 106-720-040 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 312 Units |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Game Room | Game Room |
| Study | Study |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Roof Material | Composition Shingle |
| Lot Area | 137,416 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Radiant |
|---|
| Street Address | 818 WHARFSIDE RD |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94404-2013 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMR2PD |
| Legal Description | UNIT 2-1-4 HARBORTOWN PHASE 5 REEL 7829 IMAGE 1257 |
| Legal Subdivision | HARBORTOWN PHASE 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 607900 |
818 Wharfside Rd, a condominium, is owned and occupied by an individual who bought it in July 2012.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 WHARFSIDE RD, SAN MATEO, CA 94404-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2012 · Amount on File |
| Deed Sale | Jul 11, 2012 · Amount on File |
| Prior Sale | Jul 21, 2000 · Amount on File |
| Deed Document Number | 201297750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 818 WHARFSIDE RD, SAN MATEO, CA 94404-2013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 818 WHARFSJDE RD, SAN MATEO, CA 94404-2013 |
| Document Number | 0000011594 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-011594 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 818 Wharfside Rd was $8,142.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,210 (+2%) Land $169,559 Building $395,651 | ||
| 2025 | $8,142.00 | $554,129 Land $166,235 Building $387,894 | |
| 2023 | $7,659.00 (-0.13%) | $532,614 Land $159,781 Building $372,833 | $769,590 |
| 2022 | $7,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Wharfside Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 3 (2005–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 818 Wharfside Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESTERO MUNICIPAL IMPROVEMENT DISTRICT serves 36,556 people · EPA ID CA4110021 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Astound Broadband, GeoLinks, Sail Internet, T-Mobile, Verizon.
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