San Mateo County property record for 813 Wharfside Rd, San Mateo, CA 94404
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 1979 |
| Lot Size | 14.8 acres (644,688 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,587,500 (Sep 2024) |
| Tax Bill | $19,750 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Transfer + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 106-730-070 |
| Primary APN | 106-730-070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 312 Units |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Roof Material | Composition Shingle |
| Lot Area | 644,688 sqft |
| View / Lot | End Unit |
| Garage Type | Carport |
| Carport | Carport |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 813 WHARFSIDE RD |
|---|---|
| City | FOSTER CITY |
| State | CA |
| Zip | 94404-2009 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMR2PD |
| Legal Description | UNIT 1-1-7 HARBORTOWN PHASE 5 REEL 7829 IMAGE 1257 |
| Legal Subdivision | HARBORTOWN PHASE 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 607900 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46513 CHAPARRAL DR, FREMONT, CA 94539-6940 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 18, 2022 | Intrafamily Transfer, Transfer |
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 1, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Apr 4, 2017 | Grant Deed, Transfer · Line of Credit MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Apr 4, 2017 · Amount on Record |
| Deed Document Number | 202447460 |
| Prior Transfer Date | Nov 17, 2022 |
| Prior Transfer Doc | 0000079731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 813 WHARFSIDE RD, FOSTER CITY, CA 94404-2009 |
| Document Number | 0000000430 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-000430 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 18, 2022 |
| Property Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Document Number | 0000079731 |
| Map Reference | MB 97 PG 3-8 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022-079731 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Name | Verified Name |
|---|---|
| Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Document Number | 0000014991 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-014991 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000007342 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019-007342 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 4, 2017 |
| Property Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Document Number | 0000029163 |
| Map Reference | MAP97 PG3-8 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 2017-029163 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 813 WHARFSIDE RD, SAN MATEO, CA 94404-2009 |
| Document Number | 0000029165 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 2017-029165 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000029164 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 2017-029164 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,619,250 (+2%) Land $809,625 Building $809,625 | ||
| 2025 | $19,750.00 (+14.11%) | $1,587,500 (+13.85%) Land $793,750 Building $793,750 | |
| 2023 | $17,308.00 (+0.65%) Homeowner's exemption | $1,394,395 Land $418,318 Building $976,077 | $1,370,250 |
| 2022 | $17,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 3 (2005–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESTERO MUNICIPAL IMPROVEMENT DISTRICT serves 36,556 people · EPA ID CA4110021 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Astound Broadband, GeoLinks, Sail Internet, T-Mobile, Verizon.
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