818 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 818 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1916
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2013)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-403-044`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-403-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	997 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	148 ft deep x 45 ft wide
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	159 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	818 W MAPLEHURST ST
City	FERNDALE
State	MI
Zip	48220-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF OAKRIDGE SUB LOT 13 EXC N 75 FT
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	ASSESSOR'S REPLAT OF OAKRIDGE SUB
Legal Lot Number	13
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3003
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	818 W MAPLEHURST ST, FERNDALE, MI 48220-1291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Nov 2, 2018	Quit Claim Deed, Transfer · ARM MAIN STREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2013 · Amount on File
Deed Sale	Sep 23, 2013 · Amount on File
Prior Sale	Nov 5, 1999 · Amount on File
Deed Document Number	2013243107
Deed Book / Page	46350 / 424
Last Transfer Date	Oct 22, 2018
Transfer Doc	0000179561
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	818 W MAPLEHURST ST, FERNDALE, MI 48220-1291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 W MAPLEHURST ST, FERNDALE, MI 48220-1291

Mortgage

Document Number	0000235308
Date	Nov 9, 2020
Book Page	55143/44
Instrument	235308

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 2, 2018
Property Address	818 W MAPLEHURST ST, FERNDALE, MI 48220-1291
Document Number	0000179561
Book / Page	52326 / 00271
Map Reference	LB 54 PG 42
Instrument Date	Oct 22, 2018
Instrument	179561
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 W MAPLEHURST ST, FERNDALE, MI 48220-1291

Mortgage

Document Number	0000179562
Date	Nov 2, 2018
Instrument	179562

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00 (-0.95%) Homeowner's exemption	$163,080 (+6.95%)	$326,160 (+6.95%)
2024	$6,717.00 (+17.92%)
2023		$152,480	$304,960
2021	$5,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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