809 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 809 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,189 sqft · built 1948
Lot Size0.221 acres (9,627 sqft)
OwnerCompany Name on File
Last Sale$414,000 (Dec 2024)
Tax Bill$8,208 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-25-28-404-017

Property Details

APN / Parcel Number

Primary APN24-25-28-404-017

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,189 sqft Living Area
1st Floor Area881 sqft
Basement Area881 sqft
Unfinished Basement881 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2017
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,627 sqft (0.221 acres)
Lot Dimensions214 ft deep x 45 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area143 sqft
Deck Area309 sqft
Patio Area309 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address809 W MAPLEHURST ST
CityFERNDALE
StateMI
Zip48220-1294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 28 ASSESSOR'S REPLAT OF OAKRIDGE SUB LOT 47, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section28
Legal SubdivisionASSESSOR'S REPLAT OF OAKRIDGE SUB
Legal Lot Number47
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3005
Census Tract173200

Owner

Source: Oakland County records · APN 24-25-28-404-017

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5511 MCKNIGHT ST, HOUSTON, TX 77035-2625
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
OMEGA LENDING
Aug 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 20, 2018Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Mar 24, 2020Deed of Trust, Mortgage · Conventional with PMI
OMEGA LNDG
Jul 31, 2019Warranty Deed, Transfer · Conventional with PMI
OMEGA LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2024 · Amount on Record
Deed SaleDec 03, 2024 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Document Number2024136264
Deed Book / Page59843 / 713
Prior Transfer DateDec 01, 2006
Prior Transfer Doc0000024731
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address809 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address809W W MAPLEHURST ST, FERNDALE, MI 48220-1294

Mortgage

Document Number0000211216
DateAug 31, 2021
Book Page56778/754
Instrument211216
Lender
NameOMEGA LENDING
TypeNon-Lending Institution
AddressROYAL OAK, MI 48067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address809 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143683
DateAug 01, 2017
Book Page50919/00143
Instrument143683
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address809 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042107
DateMar 20, 2018
Book Page51645/00620
Instrument42107
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address809 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number0000076446
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address809 W MAPLEHURST ST FERNDALE MI 482201294, FERNDALE, MI 48220-1294

Mortgage

Document Number0000076446
DateApr 14, 2020
Book Page054079/000617
Instrument76446
Lender
NameOMEGA LNDG
AddressROYAL OAK, MI 48067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 31, 2019
Property Address809 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number0000122243
Book / Page053084 / 000329
Instrument DateJun 28, 2019
Instrument122243
Transaction TypeTransfer
Record UpdatedSep 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,506.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W MAPLEHURST ST FERNDALE MI 482201294, FERNDALE, MI 48220-1294

Mortgage

Document Number113841
DateJul 31, 2019
Book Page053034/000021
Instrument113841
Lender
NameOMEGA LNDG
AddressROYAL OAK, MI 48067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,208.00 (-0.04%) Homeowner's exemption$169,600 (+7.44%)$339,200 (+7.44%)
2024$8,211.00 (+4.55%)
2023$157,860$315,720
2021$7,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: WOW Internet, Cable & Phone.

Based on FCC filings for 788 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFERNDALE
serves 22,105 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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