818 W 10th St, Kearney, NE 68845 Property Records

Buffalo County property record for 818 W 10th St, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,364 sqft · built 2017
Lot Size	0.257 acres (11,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Apr 2018)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60378616725867`

Property Details

APN / Parcel Number

Primary APN	`60378616725867`
Alternative APNs	`3650-02-3-01045-002-0005` `603786167`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,364 sqft Total Area
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Finished Basement	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,205 sqft (0.257 acres)
Lot Dimensions	11,205 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,012 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60378616725867
Street Address	818 W 10TH ST
City	KEARNEY
State	NE
Zip	68845-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	JEAN MICHEL OF CHATEAU MARTEAU BLK 2 LOT 5
Legal Block	2
Legal Lot Number	5
Jurisdiction	BUFFALO NE
Township / Civil Division	13
Census Block Group	4
Census Block	4069
Census Tract	969700

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	818 W 10TH ST, KEARNEY, NE 68845-7332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIUS FCU
Apr 11, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	20181948
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	818 W 10TH ST, KEARNEY, NE 68845-7332
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	CENTRAL NEBRASKA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102609
Date	Apr 5, 2021
Instrument	2021-02609

Lender

Name	TRIUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 11, 2018
Property Address	818 W 10TH ST, KEARNEY, NE 68845-7332
Document Number	201801948
Instrument Date	Apr 9, 2018
Instrument	2018-01948
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2021
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	201801949
Date	Apr 11, 2018
Instrument	2018-01949

Lender

Name	HERITAGE BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,660 (+4.7%) Land $47,645 Building $254,015	$301,660 (+4.7%) Land $47,645 Building $254,015
2025	$3,702.00 (-18.06%)	$288,105 (+8.51%) Land $47,645 Building $240,460	$288,105 (+8.51%) Land $47,645 Building $240,460
2023	$4,518.00	$265,505 Land $46,255 Building $219,250	$265,505 Land $46,255 Building $219,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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