814 W 10th St, Kearney, NE 68845 Property Records

Buffalo County property record for 814 W 10th St, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,386 sqft · built 2017
Lot Size	0.218 acres (9,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Jul 2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`60378616625866`

Property Details

APN / Parcel Number

Primary APN	`60378616625866`
Alternative APNs	`3650-02-3-01045-002-0004` `603786166`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Total Area
1st Floor Area	1,386 sqft
Basement Area	1,386 sqft
Finished Basement	1,386 sqft
Unfinished Basement	1,386 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,478 sqft (0.218 acres)
Lot Dimensions	9,478 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,012 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60378616625866
Street Address	814 W 10TH ST
City	KEARNEY
State	NE
Zip	68845-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	JEAN MICHEL OF CHATEAU MARTEAU BLK 2 LOT 4
Legal Subdivision	JEAN MICHEL OF CHATEAU MARTEAU
Legal Block	2
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	13
Census Block Group	4
Census Block	4069
Census Tract	969700

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage BARRINGTON BANK & TRUST CO NA
Jun 26, 2019	Deed of Trust, Mortgage · VA Mortgage BARRINGTON BANK & TRUST CO NA
Mar 30, 2016	Deed of Trust, Mortgage · Construction Mortgage EXCHANGE BANK
Jul 15, 2025	Warranty Deed, Transfer · VA Mortgage CHARTER WEST BANK
Mar 22, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	20253277
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	Apr 27, 2026
Property Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Document Number	0000002128
Instrument Date	Apr 18, 2026
Instrument	20262128
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	814 W 10TH ST, KEARNEY, NE 68845-7332

Mortgage

Document Number	0000002128,
Date	Apr 27, 2026
Instrument	20262128

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004849
Date	Jul 20, 2020
Instrument	2020-04849

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903156
Date	Jun 26, 2019
Instrument	2019-03156

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2044

Interest

Rate Type	Fixed Rate

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201601719
Date	Mar 30, 2016
Instrument	2016-01719

Lender

Name	EXCHANGE BANK
Type	Bank
Address	GRAND ISLAND, NE 68802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jul 15, 2025
Property Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Document Number	0202503277
Instrument Date	Jul 14, 2025
Instrument	2025-03277
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202503278
Date	Jul 15, 2025
Instrument	2025-03278

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Mar 22, 2018
Property Address	814 W 10TH ST, KEARNEY, NE 68845-7332
Document Number	201801576
Instrument Date	Mar 19, 2018
Instrument	2018-01576
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2021
Title Company	VINTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0201801577
Date	Mar 22, 2018
Instrument	2018-01577

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,860 (+4.02%) Land $41,595 Building $288,265	$329,860 (+4.02%) Land $41,595 Building $288,265
2025		$317,120 (+11.31%) Land $41,595 Building $275,525	$317,120 (+11.31%) Land $41,595 Building $275,525
2023	Homeowner's exemption	$284,890 Land $40,385 Building $244,505	$284,890 Land $40,385 Building $244,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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