818 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 818 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1972
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$160,900 (Feb 2019)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-76-711-14`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-76-711-14`
Alternative APNs	`28-37-26-76-00711.0-0014.00` `2835251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	91 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Florida Room
Porch Area	438 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835251
Street Address	818 VANCE CIR NE
City	PALM BAY
State	FL
Zip	32905-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 43 LOT 14 BLK 711
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 43
Legal Block	711
Legal Lot Number	14
Legal Unit	43
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1011
Census Tract	65201

Owner

818 Vance Cir NE is owned and occupied by two individuals who bought it in February 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	818 VANCE NORTHEAST CIR NE, PALM BAY, FL 32905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Feb 1, 2019	Grant Deed, Transfer · Conventional with PMI TIAA FSB
Jul 27, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	201921912
Deed Book / Page	8359 / 2866
Prior Transfer Date	Sep 15, 1999
Prior Transfer Doc	4071001797
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	818 VANCE CIR NE, PALM BAY, FL 32905-5434
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 VANCE CIR NE, PALM BAY, FL 32905-5434

Mortgage

Document Number	0093020026
Date	Oct 25, 2021
Book Page	9302/26
Instrument	2021278118

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	169 Months
Due	Nov 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 1, 2019
Property Address	818 VANCE CIR NE, PALM BAY, FL 32905-5434
Document Number	0083592866
Book / Page	008359 / 002866
Instrument Date	Jan 8, 2019
Instrument	21912
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.30
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	818 VANCE CIR NE PALM BAY FL 329055434, PALM BAY, FL 32905-5434

Mortgage

Document Number	83592868
Date	Feb 1, 2019
Book Page	008359/002868
Instrument	21913

Lender

Name	TIAA FSB
Address	MELBOURNE, FL 32935

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 27, 2018
Property Address	818 VANCE CIR NE, PALM BAY, FL 32905-5434
Document Number	0082232350
Book / Page	008223 / 002350
Instrument Date	Jul 11, 2018
Instrument	168577
Transaction Type	Foreclosure
Record Updated	Aug 9, 2018

Transaction

Amount	Amount on Record
Tax	$721.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2025 property tax bill for 818 Vance Cir NE was $1,926 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,250 (+2.69%)	$221,810 (+0.58%)
2025	$1,926.00 Homeowner's exemption	$144,360	$220,540 Land $70,000 Building $150,540
2023	$1,820.00 (+4.96%) Homeowner's exemption	$136,220 (+2.99%)	$229,310 (+12.42%) Land $35,000 Building $194,310
2022	$1,734.00 Homeowner's exemption	$132,260	$203,980 Land $35,000 Building $168,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 818 Vance Cir NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 Vance Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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