809 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 809 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1973
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2020)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-76-713-3`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-76-713-3`
Alternative APNs	`28-37-26-76-00713.0-0003.00` `2835271`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	624 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835271
Street Address	809 VANCE CIR NE
City	PALM BAY
State	FL
Zip	32905-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 43 LOT 3 BLK 713
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 43
Legal Block	713
Legal Lot Number	3
Legal Unit	43
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65201

Owner

809 Vance Cir NE is owned and occupied by an individual who bought it in December 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	809 VANCE CIR NE, PALM BAY, FL 32905-5415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2020277160
Deed Book / Page	8947 / 1771
Prior Transfer Date	Apr 21, 1997
Prior Transfer Doc	3675002306
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 10, 2020
Property Address	809 VANCE CIR NE, PALM BAY, FL 32905-5415
Document Number	0089471771
Book / Page	8947 / 1771
Map Reference	MB 21 PG 133
Instrument Date	Dec 9, 2020
Instrument	2020277160
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	STATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 MATTISON DR NE, 2050, PALM BAY, FL 32905-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 VANCE CIR NE, PALM BAY, FL 32905-5415
Investor	Possibly a Property Investor

Mortgage

Document Number	89471772
Date	Dec 10, 2020
Instrument	8947/1772

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 809 Vance Cir NE was $2,373 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,410 (+7.89%)	$293,360 (+4.72%)
2025	$2,373.00 Homeowner's exemption	$169,070	$280,150 Land $100,000 Building $180,150
2023	$2,251.00 (+4.36%) Homeowner's exemption	$159,530 (+3%)	$297,500 (+5.4%) Land $100,000 Building $197,500
2022	$2,157.00 Homeowner's exemption	$154,890	$282,260 Land $100,000 Building $182,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Vance Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Vance Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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