818 Summit Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 818 Summit Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,770 sqft · built 1984
Lot Size	0.099 acres (4,331 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Dec 2011)
Tax Bill	$9,210 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-245-04`

Property Details

APN / Parcel Number

Primary APN	`644-245-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	4,331 sqft (0.099 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	818 SUMMIT DR
City	LAGUNA BEACH
State	CA
Zip	92651-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 225
Legal Subdivision	TRACT NO 764
Legal Tract	764
Legal Lot Number	225
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1004
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 SUMMIT DR, LAGUNA BEACH, CA 92651-3421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 27, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2011 · Amount on Record
Deed Sale	Dec 2, 2011 · Amount on Record
Prior Sale	Oct 20, 2010 · Amount on Record
Deed Document Number	2011615051
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000130615
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	818 SUMMIT DR, LAGUNA BEACH, CA 92651-3421
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SUMMIT DR, LAGUNA BEACH, CA 92651-3421

Mortgage

Document Number	0000740470
Date	Dec 8, 2021
Instrument	2021000740470

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 24, 2021
Property Address	818 SUMMIT DR, LAGUNA BEACH, CA 92651-3421
Document Number	0000130615
Map Reference	MB 23 PG 11-17
Instrument Date	Feb 5, 2021
Instrument	2021000130615
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SUMMIT DR, LAGUNA BEACH, CA 92651-3421

Mortgage

Document Number	0000130616
Date	Feb 24, 2021
Instrument	2021000130616

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 27, 2018
Property Address	818 SUMMIT DR, LAGUNA BEACH, CA 92651-3421
Document Number	0000353228
Instrument Date	Sep 14, 2018
Instrument	353228
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SUMMIT DR LAGUNA BEACH CA 926513421, LAGUNA BEACH, CA 92651-3421

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$845,569 (+2%) Land $554,060 Building $291,509
2025	$9,210.00 (-0.51%) Homeowner's exemption	$828,990 (+4.04%) Land $543,196 Building $285,794
2023	$9,257.00 (+2.62%) Homeowner's exemption	$796,800 Land $522,102 Building $274,698
2022	$9,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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