794 Summit Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 794 Summit Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,241 sqft · built 1990
Lot Size	0.142 acres (6,180 sqft)
Owner	Company Name on Record
Last Sale	$4,017,000 (May 2023)
Tax Bill	$44,560 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-234-23`

Property Details

APN / Parcel Number

Primary APN	`644-234-23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	4,241 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,180 sqft (0.142 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	794 SUMMIT DR
City	LAGUNA BEACH
State	CA
Zip	92651-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 228 TRACT NO 764 LOTS 228 POR OF LOT AND 229 POR OF
Legal Subdivision	CITY/LAGUNA BEACH
Legal Tract	764
Legal Lot Number	228
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1004
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	319 FREMONT AVE, SOUTH PASADENA, CA 91030-1722
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Nov 21, 1995 · Amount on Record
Deed Document Number	2023102288
Prior Transfer Date	Oct 18, 2002
Prior Transfer Doc	0000256461
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 3, 2023
Property Address	794 SUMMIT DR, LAGUNA BEACH, CA 92651-3419
Document Number	0000102288
Map Reference	DOC 90-379563
Instrument Date	Mar 10, 2023
Instrument	2023000102288
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	319 FREMONT AVE, SOUTH PASADENA, CA 91030-1722

Mortgage

Document Number	0000102289
Date	May 3, 2023
Instrument	2023000102289

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	794 SUMMIT DR, LAGUNA BEACH, CA 92651-3419
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	794 SUMMIT DR, LAGUNA BEACH, CA 92651-3419

Mortgage

Document Number	0000152880
Date	Mar 4, 2021
Instrument	2021000152880

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,262,871 (+2%) Land $3,392,051 Building $870,820
2025	$44,560.00 (+259.01%)	$4,179,286 (+318.78%) Land $3,325,540 Building $853,746
2023	$12,412.00 (+2.07%) Homeowner's exemption	$997,972 Land $299,320 Building $698,652
2022	$12,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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