818 Monte Ln, Covington, KY 41011 Property Records

Kenton County property record for 818 Monte Ln, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,245 sqft · built 1964
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Oct 2018)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-20-10-030.00`

Property Details

APN / Parcel Number

Primary APN	`055-20-10-030.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Finished Area
Gross Area	1,968 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	818 MONTE LN
City	COVINGTON
State	KY
Zip	41011-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE CASINO 6TH ADDN LOT 68
Legal Subdivision	MONTE CASINO
Legal Phase	6
Legal Lot Number	68
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	65100

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 MONTE LN, COVINGTON, KY 41011-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG
Jul 27, 2017	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	201810 22 059 00310
Deed Book / Page	6529 / 164
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 22, 2018
Property Address	818 MONTE LN, COVINGTON, KY 41011-3927
Document Number	0000000310
Book / Page	0C6529 / 000164
Instrument Date	Oct 19, 2018
Instrument	310
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	818 MONTE LN COVINGTON KY 410113927, COVINGTON, KY 41011-3927

Mortgage

Document Number	311
Date	Oct 22, 2018
Book Page	0C6529/000167
Instrument	311

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Mortgage

Document Number	312,
Date	Oct 22, 2018
Book Page	0C6529/000182
Instrument	312

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2028

Interest

Rate Type	Adjustable Rate
Rate	12%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 27, 2017
Property Address	818 MONTE LN, COVINGTON, KY 41011-3927
Document Number	0000000571
Book / Page	ORC621 / 000261
Instrument Date	Jul 25, 2017
Instrument	571
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 TOWN CENTER BLVD #204 CRESTVIEW HILLS KY 410172417, 204, CRESTVIEW HILLS, KY 41017-2417

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,400 (+5.6%) Land $25,000 Building $148,400	$173,400 (+5.6%) Land $25,000 Building $148,400
2025	$2,175.00 (-0.55%)	$164,200 (-) Land $15,000 Building $149,200	$164,200 (-) Land $15,000 Building $149,200
2023	$2,187.00	$164,200 Land $15,000 Building $149,200	$164,200 Land $15,000 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Monte Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures