818 Main St, #20, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 818 Main St, #20, Elsmere, KY 41018

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,046 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$216,000 (Jul 2015)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-262.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-262.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,046 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	818 MAIN ST, 20
City	ELSMERE
State	KY
Zip	41018-2360
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WOODSIDE LOTS 886-887
Legal Subdivision	WOODSIDE ADDN
Legal Lot Number	886-887
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2007
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	289 GINGERBREAD ST, HENDERSON, NV 89012-3295
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer
Jan 15, 2026	Intrafamily Transfer, Transfer
Jan 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Oct 14, 2013 · Amount on Record
Deed Document Number	201507 01 059 00178
Deed Book / Page	5683 / 295
Last Transfer Date	Feb 10, 2026
Transfer Doc	0000002807
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 11, 2026
Property Address	818 MAIN ST # 20, 20, ELSMERE, KY 41018-2360
Document Number	0000002807
Book / Page	389 / 709
Map Reference	PL 344
Instrument Date	Feb 10, 2026
Instrument	26059000002807
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	289 GINGERBREAD ST, HENDERSON, NV 89012-3295

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	289 GINGERBREAD ST, HENDERSON, NV 89012-3295

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jan 15, 2026
Property Address	818 MAIN ST # 20, 20, ELSMERE, KY 41018-2360
Document Number	0000000851
Book / Page	385 / 132
Map Reference	PL 344
Instrument Date	Jan 8, 2026
Instrument	26059000000851
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	289 GINGERBREAD ST, HENDERSON, NV 89012-3295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 GINGERBREAD ST, HENDERSON, NV 89012-3295

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 22, 2018
Property Address	818 MAIN ST # 20, 20, ELSMERE, KY 41018-2360
Document Number	0000000137
Book / Page	0C6338 / 000136
Instrument Date	Dec 27, 2017
Instrument	137
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	289 GINGERBREAD ST HENDERSON NV 890123295, HENDERSON, NV 89012-3295

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (-) Land $20,000 Building $140,000	$160,000 (-) Land $20,000 Building $140,000
2025	$2,430.00 (+1.33%)	$160,000 (-) Land $20,000 Building $140,000	$160,000 (-) Land $20,000 Building $140,000
2023	$2,398.00	$160,000 Land $20,000 Building $140,000	$160,000 Land $20,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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