808 Main St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 808 Main St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1939
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Aug 2023)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-239.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-239.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Finished Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	808 MAIN ST
City	ELSMERE
State	KY
Zip	41018-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE SE 10' 777 & ALL 778 THRU 780 85' WS MAIN 65' S BUCKNER
Legal Subdivision	WOODSIDE ADDN
Legal Phase	77
Legal Lot Number	80,7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2007
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 MAIN ST, ELSMERE, KY 41018-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Jan 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	202389
Deed Book / Page	239 / 867
Prior Transfer Date	Dec 10, 2011
Prior Transfer Doc	0005900222
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 4, 2023
Property Address	808 MAIN ST, ELSMERE, KY 41018-2350
Document Number	0005900089
Book / Page	KC 239 / 867
Map Reference	PL 345
Instrument Date	Aug 3, 2023
Instrument	23080405900089
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 MAIN ST, ELSMERE, KY 41018-2350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 MAIN ST, ELSMERE, KY 41018-2350

Mortgage

Document Number	0005900090
Date	Aug 4, 2023
Instrument	23080405900090

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0005900091
Date	Aug 4, 2023
Book Page	KCM 482/255
Instrument	23080405900091

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 19, 2022
Property Address	808 MAIN ST, ELSMERE, KY 41018-2350
Document Number	0005900069
Book / Page	160 / 512
Map Reference	PL 345
Instrument Date	Apr 15, 2022
Instrument	22041905900069
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3033 AMSTERDAM RD, VILLA HILLS, KY 41017-4409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	808 MAIN ST, ELSMERE, KY 41018-2350
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900070
Date	Apr 19, 2022
Book Page	362/324
Instrument	22041905900070

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 5, 2022
Property Address	808 MAIN ST, ELSMERE, KY 41018-2350
Document Number	0005900077
Book / Page	140 / 458
Map Reference	PL 345
Instrument Date	Dec 28, 2021
Instrument	22010505900077
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1872 KNOLLMONT DR, FLORENCE, KY 41042-4332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3033 AMSTERDAM RD, VILLA HILLS, KY 41017-4409

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,000 (-) Land $30,000 Building $163,000	$193,000 (-) Land $30,000 Building $163,000
2025	$2,931.00 (+11.74%)	$193,000 (+10.29%) Land $30,000 Building $163,000	$193,000 (+10.29%) Land $30,000 Building $163,000
2023	$2,623.00 (+127.69%)	$175,000 (+15%) Land $30,000 Building $145,000	$175,000 (+15%) Land $30,000 Building $145,000
2022	$1,152.00	$70,000 Land $10,000 Building $60,000	$70,000 Land $10,000 Building $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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