818 Kool Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 818 Kool Rd, Kelso, WA 98626

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,280 sqft · built 2023
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2022)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WD2010002`

Property Details

APN / Parcel Number

Primary APN	`WD2010002`
Alternative APNs	`R007738` `3007738`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	291,852 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3007738
Street Address	818 KOOL RD
City	KELSO
State	WA
Zip	98626-9252
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	UZ0
Legal Description	20 -7N -1W T-3B-2,10A INCL T-3B-2 FEE 3563457 EXC T-10A-2,10A-3 FEE 3563457.
Legal Range	01W
Legal Township	07N
Legal Section	20
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5014
Census Tract	1700

Owner

Source: Cowlitz County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	818 KOOL RD, KELSO, WA 98626-9252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Mar 31, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WASH
Sep 14, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NAT'L TITLE CO/CLARK CNTY
Sep 18, 2020	Warranty Deed, Transfer WFG CLARK COUNTY, WFG CLARK CNTY
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	20223711459
Last Transfer Date	Nov 21, 2023
Transfer Doc	0003744193
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COWLITZ WA
Recording Date	Nov 28, 2023
Property Address	818 KOOL RD, KELSO, WA 98626-9252
Document Number	0003744193
Instrument Date	Nov 21, 2023
Instrument	3744193
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 KOOL RD, KELSO, WA 98626-9252

Mortgage

Document Number	0003744194
Date	Nov 28, 2023
Instrument	3744194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Mar 31, 2022
Property Address	818 KOOL RD, KELSO, WA 98626-9252
Document Number	0003711459
Instrument Date	Mar 30, 2022
Instrument	3711459
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WASH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2623, BATTLE GROUND, WA 98604-2623

Mortgage

Document Number	0003711461
Date	Mar 31, 2022
Instrument	3711461

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COWLITZ WA
Recording Date	Mar 31, 2022
Property Address	818 KOOL RD, KELSO, WA 98626-9252
Document Number	0003711460
Instrument Date	Mar 30, 2022
Instrument	3711460
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WASH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2623, BATTLE GROUND, WA 98604-2623

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COWLITZ WA
Recording Date	Sep 14, 2020
Property Address	KELSO, WA 98626
Document Number	0003656228
Instrument Date	Sep 11, 2020
Instrument	3656228
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NAT'L TITLE CO/CLARK CNTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 PONDEROSA DR KELSO WA 986261923, KELSO, WA 98626-1923

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Sep 18, 2020
Property Address	KELSO, WA 98626
Document Number	0003656764
Instrument Date	Sep 8, 2020
Instrument	3656764
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	WFG CLARK COUNTY, WFG CLARK CNTY

Transaction

Amount	Amount Recorded
Tax	$5,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	500 NE 246TH CIR RIDGEFIELD WA 986429400, RIDGEFIELD, WA 98642-9400

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COWLITZ WA
Recording Date	Mar 14, 2018
Property Address	KELSO, WA 98626
Document Number	0003588863
Instrument Date	Mar 14, 2018
Instrument	3588863
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4525 SE 164TH AVE VANCOUVER WA 986839224, VANCOUVER, WA 98683-9224

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00 (+298.99%)	$431,900 (+287.67%) Land $122,820 Building $309,080	$431,900 (+287.67%) Land $122,820 Building $309,080
2023	$989.00
2022		$111,410 Land $111,410	$111,410 Land $111,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fixed Wireless · DSL in parts of the area	1,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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