807 Kool Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 807 Kool Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1927
Lot Size	5.23 acres (228,254 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,184 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WD2003005`

Property Details

APN / Parcel Number

Primary APN	`WD2003005`
Alternative APNs	`R007697` `3007697`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	860 sqft
Attic	Attic
Attic Area	300 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	228,254 sqft
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3007697
Street Address	807 KOOL RD
City	KELSO
State	WA
Zip	98626-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	20 -7N -1W T-20,27 EXC CO RDEXC T-20A,27A FEE 676404.
Legal Range	01W
Legal Township	07N
Legal Section	20
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5016
Census Tract	1700

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 81, CARROLLS, WA 98609-0081
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RED CANOE CU
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU
May 7, 2020	Deed of Trust, Mortgage · Line of Credit RED CANOE CU
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	807 KOOL RD, KELSO, WA 98626-9253
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003751263
Date	May 7, 2024
Instrument	3751263

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	807 KOOL RD, KELSO, WA 98626-9253
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	CHICAGO TITLE VANCOUVER, CHICAGO TTL VANCOUVER TTL ON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003674507
Date	Mar 8, 2021
Instrument	3674507

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	807 KOOL RD, KELSO, WA 98626-9253
Document Number	0003644283
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO/COWLITZ CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 KOOL RD KELSO WA 986269253, KELSO, WA 98626-9253

Mortgage

Document Number	0003644283
Date	May 12, 2020
Instrument	3644283

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2045

Interest

Rate Type	Adjustable Rate
Rate	4%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	807 KOOL RD, KELSO, WA 98626-9253
Document Number	0003640981
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO/COWLITZ CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 KOOL RD KELSO WA 986269253, KELSO, WA 98626-9253

Mortgage

Document Number	0003640981
Date	Mar 30, 2020
Instrument	3640981

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	807 KOOL RD, KELSO, WA 98626-9253
Document Number	0003593338
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 KOOL RD KELSO WA 986269253, KELSO, WA 98626-9253

Mortgage

Document Number	0003593338
Date	May 22, 2018
Instrument	3593338

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2038

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+10.75%)	$312,350 (-0.23%) Land $116,980 Building $195,370	$312,350 (-0.23%) Land $116,980 Building $195,370
2024		$313,080 (+10.19%) Land $116,980 Building $196,100	$313,080 (+10.19%) Land $116,980 Building $196,100
2023	$2,875.00
2022		$284,140 Land $106,100 Building $178,040	$284,140 Land $106,100 Building $178,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fixed Wireless	1,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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