818 Harmon Lake Rd, West Point, MS 39773 Property Records

Clay County property record for 818 Harmon Lake Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,233 sqft · built 1979
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Tax Bill	$815 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 13 0050100`

Property Details

APN / Parcel Number

Primary APN	`080 13 0050100`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,233 sqft Finished Area
1st Floor Area	1,884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	200,376 sqft (4.6 acres)

Location & Zoning

Street Address	818 HARMON LAKE RD
City	WEST POINT
State	MS
Zip	39773-4099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 13 T 17 R 05 PT SE COR N 1/2 SW 1/4 DB 213/672 & 214/735 & 213/977
Legal Range	05E
Legal Township	17
Legal Section	13
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3011
Census Tract	950100

Owner

Source: Clay County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8052 HIGHWAY 47, WEST POINT, MS 39773-4806
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN DEPOT INC
Oct 22, 2020	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2024
Deed Sale	Oct 23, 2024
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	20245026
Deed Book / Page	321 / 131
Prior Transfer Date	Dec 10, 2022
Prior Transfer Doc	000313/977
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MS
Recording Date	Dec 19, 2022
Property Address	818 HARMON LAKE RD, WEST POINT, MS 39773-4099
Document Number	000313/977
Book / Page	313 / 977
Map Reference	DB 214 PG 735
Instrument Date	Dec 10, 2022
Instrument	2022006115
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 HARMON LAKE RD, WEST POINT, MS 39773-4099

Mortgage

Document Number	2022006116
Date	Dec 19, 2022
Instrument	2022006116

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	818 HARMON LAKE RD, WEST POINT, MS 39773-4099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	527/153
Date	Oct 22, 2020
Book Page	527/153
Instrument	2020005828

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (+3.03%)	$14,061 (-) Land $1,906 Building $12,155	$93,744 (-) Land $12,709 Building $81,035
2024	$791.00 (-40.75%)	$14,061 (+19.49%) Land $1,906 Building $12,155	$93,744 (+19.49%) Land $12,709 Building $81,035
2023	$1,335.00 (+1.68%)	$11,768 Land $1,906 Building $9,862	$78,453 Land $12,709 Building $65,744
2022	$1,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Telapex Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harmon Lake Rd

Nearby Streets

All West Point, MS Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures