Clay County property record for 640 Harmon Lake Rd, West Point, MS 39773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,194 sqft · built 1980 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $67 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 080 13 0030000 |
| Primary APN | 080 13 0030000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,194 sqft Finished Area |
| 1st Floor Area | 1,960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Street Address | 640 HARMON LAKE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 13 T 17 R 05 1.5 AC NE COR SW 1/4 DB 110/107 |
| Legal Range | 05E |
| Legal Township | 17 |
| Legal Section | 13 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950100 |
Source: Clay County records · APN 080 13 0030000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 HARMON LAKE RD, WEST POINT, MS 39773-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67.00 (-48.46%) Additional exemption filed | $8,649 (-) Land $760 Building $7,889 | $86,489 (-) Land $7,600 Building $78,889 |
| 2024 | $8,649 (-) Land $760 Building $7,889 | $86,489 (-) Land $7,600 Building $78,889 | |
| 2023 | $130.00 (+1.56%) Additional exemption filed | $8,649 Land $760 Building $7,889 | $86,489 Land $7,600 Building $78,889 |
| 2022 | $128.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 40% of the US · above 29% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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