818 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 818 E Main St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2023
Lot Size	0.326 acres (14,208 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Nov 2023)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`29529`

Property Details

APN / Parcel Number

Primary APN	`29529`
Alternative APNs	`1217893` `1359813`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	14,208 sqft (0.326 acres)
Lot Dimensions	148 ft deep x 96 ft wide
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359813
Street Address	818 E MAIN ST
City	SHELBY
State	NC
Zip	28150-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PT #11 BLK C EASTWAY HGHT PB8-60
Legal Subdivision	EASTWAY HGHT
Legal Block	1
Legal Lot Number	10
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1031
Census Tract	950702

Owner

Source: Cleveland County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	818 E MAIN ST, SHELBY, NC 28150-6159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 12, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	2023200094346
Deed Book / Page	1910 / 1546
Prior Transfer Date	Mar 23, 2005
Prior Transfer Doc	0014442368
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 17, 2023
Property Address	818 E MAIN ST, SHELBY, NC 28150-6159
Document Number	0019101546
Book / Page	1910 / 1546
Map Reference	MB 8 PG 60
Instrument Date	Nov 17, 2023
Instrument	200094346
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 ROLLINGBROOK RD, KINGS MOUNTAIN, NC 28086-7795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E MAIN ST, SHELBY, NC 28150-6159

Mortgage

Document Number	0019101549
Date	Nov 17, 2023
Instrument	1910///1549

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.15%
Max Rate At Change	9.15%
Index	5-Year TN
Max Rate	13.1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 12, 2023
Property Address	E MAIN ST, NC
Document Number	0018981077
Book / Page	1898 / 1077
Map Reference	MB 8 PG 60
Instrument Date	May 11, 2023
Instrument	200087268
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CHICKASAW DR, SHELBY, NC 28152-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 ROLLINGBROOK RD, KINGS MOUNTAIN, NC 28086-7795

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,744 (-) Land $17,280 Building $223,464	$240,744 (-) Land $17,280 Building $223,464
2025	$2,395.00	$240,744 (+1,757.59%) Land $17,280 Building $223,464	$240,744 (+1,757.59%) Land $17,280 Building $223,464
2023		$12,960 Land $12,960	$12,960 Land $12,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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