813 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 813 E Main St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,690 sqft · built 2023
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Oct 2023)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29665`

Property Details

APN / Parcel Number

Primary APN	`29665`
Alternative APNs	`1314840` `1324348` `1359264`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,690 sqft Finished Area
Upper Floors Area	939 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	194 ft deep x 115 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1359264
Street Address	813 E MAIN ST
City	SHELBY
State	NC
Zip	28150-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#2 PB46-151 0.54 AC
Legal Subdivision	EASTWAY HGHTS
Legal Block	3
Legal Lot Number	14
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950702

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	813 E MAIN ST, SHELBY, NC 28150-6117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 21, 2023	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Apr 5, 2023	Intrafamily Transfer, Transfer
Mar 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	2023200093322
Deed Book / Page	1908 / 2413
Prior Transfer Date	Apr 4, 2023
Prior Transfer Doc	0018952028
Record Updated	Sep 20, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 23, 2023
Property Address	813 E MAIN ST, SHELBY, NC 28150-6117
Document Number	0019082413
Book / Page	1908 / 2413
Map Reference	MB 46 PG 151
Instrument Date	Oct 23, 2023
Instrument	200093322
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	813 E MAIN ST, SHELBY, NC 28150-6117

Mortgage

Document Number	0019082416
Date	Oct 23, 2023
Instrument	1908/2416

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 21, 2023
Property Address	LOUISE DR, SHELBY, NC 28150
Document Number	0018962489
Book / Page	1896 / 2489
Map Reference	MB 46 PG 127
Instrument Date	Apr 20, 2023
Instrument	200086450
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8508 PARK RD # 133, 133, CHARLOTTE, NC 28210-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636
Investor	Possibly a Property Investor

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Apr 5, 2023
Property Address	LOUISE DR, SHELBY, NC 28150
Document Number	0018952028
Book / Page	1895 / 2028
Map Reference	MB 46 PG 151
Instrument Date	Apr 4, 2023
Instrument	200085778
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8508 PARK RD # 133, 133, CHARLOTTE, NC 28210-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8508 PARK RD # 133, 133, CHARLOTTE, NC 28210-5803
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 14, 2022
Property Address	LOUISE DR, SHELBY, NC 28150
Document Number	0018670706
Book / Page	1867 / 706
Map Reference	MB 8 PG 60
Instrument Date	Mar 11, 2022
Instrument	200069768
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 JEANNE DR, 1411, SHELBY, NC 28150-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8508 PARK RD # 133, 133, CHARLOTTE, NC 28210-5803

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,099 (-) Land $14,690 Building $246,409	$261,099 (-) Land $14,690 Building $246,409
2025	$2,597.00	$261,099 (+2,030.72%) Land $14,690 Building $246,409	$261,099 (+2,030.72%) Land $14,690 Building $246,409
2023		$12,254 Land $12,254	$12,254 Land $12,254

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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