Owen County property record for 818 Clark Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,550 sqft · built 1997 |
| Lot Size | 15 acres (654,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Aug 2022) |
| Tax Bill | $1,495 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-07-31-104-070.000-024 |
| Primary APN | 60-07-31-104-070.000-024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| 1st Floor Area | 2,550 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 654,271 sqft (15 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Gazebo | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001013571 |
|---|---|
| Street Address | 818 CLARK RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SW NE & PT NW SE S31 T11 R3 15.02A (14.025A FR) |
| Legal Range | 3 |
| Legal Township | 11 |
| Legal Section | 31 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 955701 |
818 Clark Rd, a rural home, is owned and occupied by two individuals who bought it in August 2022.
Source: Owen County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 CLARK RD, SPENCER, IN 47460-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 2022230401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Aug 19, 2022 |
| Property Address | 818 CLARK RD, SPENCER, IN 47460-7018 |
| Document Number | 0000230401 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 230401 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 818 CLARK RD, SPENCER, IN 47460-7018 |
| Document Number | 0000230402 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 230402 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 818 Clark Rd was $1,495 with a homeowner's exemption, down 15.1% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Montgomery Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,495.00 (-15.06%) Homeowner's exemption | $269,000 Land $20,200 Building $248,800 | $269,000 Land $20,200 Building $248,800 |
| 2024 | $1,760.00 (+9.86%) | ||
| 2023 | $1,602.00 (+22.48%) | $239,000 Land $16,200 Building $222,800 | $239,000 Land $16,200 Building $222,800 |
| 2022 | $1,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Clark Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Clark Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures