683 Clark Rd, Spencer, IN 47460 Property Records

Owen County property record for 683 Clark Rd, Spencer, IN 47460

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$288,837 (Apr 2024)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-07-31-100-040.000-024`

Property Details

APN / Parcel Number

Primary APN	`60-07-31-100-040.000-024`
Alternative APN	`00001016064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001016064
Street Address	683 CLARK RD
City	SPENCER
State	IN
Zip	47460-7016
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT NE S31 T11 R3 5.0A
Legal Range	3
Legal Township	11
Legal Section	31
Jurisdiction	OWEN IN
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2038
Census Tract	955600

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	683 CLARK RD, SPENCER, IN 47460-7016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage GVC MORTGAGE INC
Jun 9, 2017	Intrafamily Transfer, Transfer · Construction Mortgage BLOOMBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	2024236370
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	0000209148
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 26, 2024
Property Address	683 CLARK RD, SPENCER, IN 47460-7016
Document Number	0000236370
Instrument Date	Apr 25, 2024
Instrument	236370
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 CLARK RD, SPENCER, IN 47460-7016

Mortgage

Document Number	0000236371
Date	Apr 26, 2024
Instrument	236371

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	683 CLARK RD, SPENCER, IN 47460-7016
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211390
Date	Dec 18, 2017
Instrument	211390

Lender

Name	GVC MORTGAGE INC
Type	Government Agency
Address	PENDLETON, IN 46064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Jun 9, 2017
Property Address	683 CLARK RD, SPENCER, IN 47460-7016
Document Number	209148
Instrument Date	May 31, 2017
Instrument	209148
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	683 CLARK RD, SPENCER, IN 47460-7016

Mortgage

Document Number	209149
Date	Jun 9, 2017
Instrument	209149

Lender

Name	BLOOMBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 3, 2017

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Montgomery Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+11.91%) Homeowner's exemption	$203,100 (+16.12%) Land $52,000 Building $151,100	$203,100 (+16.12%) Land $52,000 Building $151,100
2024	$1,083.00 (+6.39%)
2023	$1,018.00 (+11.26%)	$174,900 Land $36,000 Building $138,900	$174,900 Land $36,000 Building $138,900
2022	$915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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