Stephens County property record for 818 Beaver Dam Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,684 sqft · built 1987 |
| Lot Size | 7.36 acres (321,037 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,758 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027 009 |
| Primary APN | 027 009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,684 sqft Heated Area |
| Basement Area | 1,468 sqft |
| Finished Basement | 1,216 sqft |
| Unfinished Basement | 252 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 321,037 sqft (7.36 acres) |
| Terrain | Gentle Slope |
| Garage Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 608 sqft |
| Deck Area | 128 sqft |
| Patio Area | 304 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 478900 |
|---|---|
| Street Address | 818 BEAVER DAM RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 21 & LOT 22B MOUNTAIN RIVER ESTATES |
| Legal Subdivision | MOUNTAIN RIVER ESTATES |
| Legal Lot Number | 21+ 22 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 818 BEAVER DAM RD, TOCCOA, GA 30577-7029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2024 |
| Deed Sale | Jun 12, 2024 |
| Deed Document Number | 0000417194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 818 BEAVER DAM RD, TOCCOA, GA 30577-7029 |
| Document Number | 0011460150 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 818 BEAVER DAM RD TOCCOA GA 305777029, TOCCOA, GA 30577-7029 |
| Document Number | 0011460150 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 001146/000150 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2048 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,758.00 (+38.21%) Homeowner's exemption Senior Citizen's exemption | $116,437 (+49.99%) Land $14,288 Building $102,149 | $291,093 (+49.99%) Land $35,721 Building $255,372 |
| 2023 | $1,272.00 (-42.42%) Homeowner's exemption | $77,628 (+4.6%) Land $14,288 Building $63,340 | $194,070 (+4.6%) Land $35,721 Building $158,349 |
| 2022 | $2,209.00 Homeowner's exemption | $74,216 Land $14,288 Building $59,928 | $185,541 Land $35,721 Building $149,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
4G LTE (outdoors only), no 5G reported
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