Stephens County property record for 641 Beaver Dam Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,409 sqft · built 1988 |
| Lot Size | 25 acres (1,091,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2008) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038 027 |
| Primary APN | 038 027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,409 sqft Heated Area |
| Basement Area | 1,523 sqft |
| Finished Basement | 1,358 sqft |
| Unfinished Basement | 165 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,091,614 sqft (25 acres) |
| Terrain | Gentle Slope |
| Garage Area | 1,517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 279 sqft |
| Deck Area | 1,683 sqft |
| Patio Area | 1,855 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 479150 |
|---|---|
| Street Address | 641 BEAVER DAM RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | PT LOT 24, LOT 25 & PT LOT 26 MTN RIVER ESTS |
| Legal Subdivision | MOUNTAIN RIVER ESTATES |
| Legal Lot Number | 24+ |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970102 |
Source: Stephens County records · APN 038 027
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 BEAVER DAM RD, TOCCOA, GA 30577-7031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2008 · Amount on Record |
| Deed Sale | Nov 13, 2008 · Amount on Record |
| Deed Document Number | 0000878483 |
| Deed Book / Page | 878 / 483 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 641 BEAVER DAM RD, TOCCOA, GA 30577-7031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 641 BEAVER DAM RD |
| Document Number | 0014170000000262 |
|---|---|
| Date | Aug 06, 2025 |
| Book Page | 0000001417/0000000262 |
| Instrument | D2025002413 |
| Name | FIRST CITIZENS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 01, 2050 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,657.00 (+35.77%) Homeowner's exemption Senior Citizen's exemption | $184,215 (+43.24%) Land $37,854 Building $146,361 | $460,537 (+43.24%) Land $94,635 Building $365,902 |
| 2023 | $1,957.00 (-46.89%) Homeowner's exemption | $128,610 (+3.89%) Land $37,854 Building $90,756 | $321,525 (+3.89%) Land $94,635 Building $226,890 |
| 2022 | $3,685.00 Homeowner's exemption | $123,795 Land $37,854 Building $85,941 | $309,487 Land $94,635 Building $214,852 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 56% of the US · above 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
Based on FCC filings for 14 locations within half a mile of this property.
No cell data coverage reported
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