81708 Ave Celaya, Indio, CA 92203 Property Records

Riverside County property record for 81708 Ave Celaya, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,432 sqft · built 2009
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Mar 2022)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`691-660-043`

Property Details

APN / Parcel Number

Primary APN	`691-660-043`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81708 AVENIDA CELAYA
City	INDIO
State	CA
Zip	92203-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.11 ACRES M/L IN LOT 304 MB 417/013 TR 32390
Legal Subdivision	TRACT NO 32390
Legal Tract	32390
Legal Lot Number	304
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1003
Census Tract	45216

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 10, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 3, 2018	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2022111385
Prior Transfer Date	Nov 4, 2010
Prior Transfer Doc	0000034698
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 7, 2022
Property Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108
Document Number	0000111385
Map Reference	MB 417 PG 13-21
Instrument Date	Feb 11, 2022
Instrument	2022-0111385
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108

Mortgage

Document Number	0000111386
Date	Mar 7, 2022
Instrument	2022-0111386

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108

Mortgage

Document Number	0000517703
Date	Oct 26, 2020
Instrument	2020-0517703

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 10, 2020
Property Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108
Document Number	0000014540
Map Reference	MB 417 PG 13-21
Instrument Date	Oct 15, 2019
Instrument	2020-0014540
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108

Mortgage

Document Number	0000014541
Date	Jan 10, 2020
Instrument	2020-0014541

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 3, 2018
Property Address	81708 AVENIDA CELAYA, INDIO, CA 92203-4108
Document Number	0000394710
Instrument Date	Sep 18, 2018
Instrument	394710
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	81708 AVENIDA CELAYA INDIO CA 922034108, INDIO, CA 92203-4108

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,889 (+2%) Land $33,825 Building $398,064
2025	$6,798.00 (+7.6%)	$423,421 (+4.04%) Land $33,162 Building $390,259
2023	$6,318.00 (+32.43%)	$406,980 Land $31,875 Building $375,105
2022	$4,771.00
2021			$348,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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