81664 Ave Celaya, Indio, CA 92203 Property Records

Riverside County property record for 81664 Ave Celaya, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,295 sqft · built 2009
Lot Size	0.109 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Apr 2020)
Tax Bill	$5,560 (2025)
Deeds & Mortgages	May 2017 Reverse Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`691-660-048`

Property Details

APN / Parcel Number

Primary APN	`691-660-048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	1,742 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Tile
Lot Area	4,791 sqft (0.109 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	691660048
Street Address	81664 AVENIDA CELAYA
City	INDIO
State	CA
Zip	92203-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.11 ACRES M/L IN LOT 309 MB 417/013 TR 32390
Legal Tract	32390
Legal Lot Number	309
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1003
Census Tract	45216

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81664 AVENIDA CELAYA, INDIO, CA 92203-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Oct 20, 2017	Quit Claim Deed, Transfer Quitclaim
May 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Prior Sale	Oct 20, 2017
Deed Document Number	2020-0164200
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81664 AVENIDA CELAYA, INDIO, CA 92203-4107
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183783
Date	May 9, 2017
Instrument	2017-0183783

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	910 Months
Due	Mar 25, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81664 AVENIDA CELAYA, INDIO, CA 92203-4107
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81664 AVENIDA CELAYA, INDIO, CA 92203-4107

Mortgage

Document Number	0000393741
Date	Jun 30, 2021
Instrument	2021-0393741

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 20, 2017
Property Address	81664 AVENIDA CELAYA, INDIO, CA 92203-4107
Document Number	0000436694
Instrument Date	Oct 19, 2017
Instrument	436694
Transaction Type	Transfer
Record Updated	Oct 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	81664 AVENIDA CELAYA INDIO CA 922034107, INDIO, CA 92203-4107

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81664 AVENIDA CELAYA, INDIO, CA 92203-4107
Document Number	0000183784
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81664 AVENIDA CELAYA INDIO CA 922034107, INDIO, CA 92203-4107

Mortgage

Document Number	0000183784
Date	May 9, 2017
Instrument	183784

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	May 8, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,560.00 (+6.82%) Homeowner's exemption	$316,059 (+4.04%) Land $34,174 Building $281,885
2023	$5,205.00 (+3.73%) Homeowner's exemption	$303,788 Land $32,848 Building $270,940
2022	$5,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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