San Diego County property record for 817 Spindrift Ln, Carlsbad, CA 92011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,084 sqft · built 1989 |
| Lot Size | 0.83 acres (3,606 sqft) |
| Owner | Company Name on Record |
| Last Sale | $495,000 (Apr 2007) |
| Tax Bill | $4,883 (2025) |
| Deeds & Mortgages | May 2021 Reverse Mortgage Apr 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-492-75-00 |
| Primary APN | 214-492-75-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,084 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,606 sqft (0.83 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 817 SPINDRIFT LN |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92011-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 231 TR 011196 |
| Legal Subdivision | HARBOR PARK |
| Legal Tract | 011196 |
| Legal Block | 3 |
| Legal Lot Number | 231 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17811 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 817 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC |
| Apr 7, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2007 · Amount on Record |
| Deed Sale | Apr 30, 2007 · Amount on Record |
| Prior Sale | Nov 5, 1996 · Amount on Record |
| Deed Document Number | 2007293058 |
| Last Transfer Date | Mar 14, 2017 |
| Transfer Doc | 0000158400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 817 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 817 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000400969 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-0400969 |
| Name | THE MONEY HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32819 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.06% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 7, 2017 |
| Property Address | 817 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000158400 |
| Map Reference | MAP11196 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2017-0158400 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 817 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000158401 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2017-0158401 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $464,149 (+2%) Land $113,992 Building $350,157 | |
| 2025 | $4,883.00 (+4.14%) Homeowner's exemption | $455,049 (+4.04%) Land $111,757 Building $343,292 |
| 2023 | $4,689.00 (+1.6%) Homeowner's exemption | $437,380 Land $107,418 Building $329,962 |
| 2022 | $4,615.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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