San Diego County property record for 815 Spindrift Ln, Carlsbad, CA 92011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,404 sqft · built 1989 |
| Lot Size | 0.71 acres (3,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $930,000 (Mar 2021) |
| Tax Bill | $10,831 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-492-74-00 |
| Primary APN | 214-492-74-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,404 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,098 sqft (0.71 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 815 SPINDRIFT LN |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92011-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 230 TR 011196 |
| Legal Subdivision | HARBOR PARK |
| Legal Tract | 011196 |
| Legal Block | 3 |
| Legal Lot Number | 230 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17811 |
815 Spindrift Ln is owned and occupied by two individuals who bought it in March 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 16, 2020 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Apr 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 4, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Nov 15, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Nov 15, 2018 · Amount on File |
| Deed Document Number | 2021182647 |
| Prior Transfer Date | Dec 16, 2016 |
| Prior Transfer Doc | 0000703122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000085045 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-0085045 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 9, 2021 |
| Property Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000182647 |
| Map Reference | MAP 11196 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-0182647 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000182648 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-0182648 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000309800 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-0309800 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000208420 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 815 SPINDRIFT LN CARLSBAD CA 920113740, CARLSBAD, CA 92011-3740 |
| Document Number | 0000208420 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 208420 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000224511 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 SPINDRIFT LN CARLSBAD CA 920113740, CARLSBAD, CA 92011-3740 |
| Document Number | 0000224511 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 224511 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 15, 2018 |
| Property Address | 815 SPINDRIFT LN, CARLSBAD, CA 92011-3740 |
| Document Number | 0000476701 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 476701 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 815 SPINDRIFT LN CARLSBAD CA 920113740, CARLSBAD, CA 92011-3740 |
| Document Number | 476702 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 476702 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2048 |
The 2025 property tax bill for 815 Spindrift Ln was $10,831 with a homeowner's exemption, up 3.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,026,790 (+2%) Land $741,575 Building $285,215 | |
| 2025 | $10,831.00 (+3.56%) Homeowner's exemption | $1,006,658 Land $727,035 Building $279,623 |
| 2024 | $10,459.00 (+0.52%) | |
| 2023 | $10,405.00 (+1.58%) Homeowner's exemption | $967,570 Land $698,804 Building $268,766 |
| 2022 | $10,243.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 815 Spindrift Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 815 Spindrift Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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