817 Raymond St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 817 Raymond St, Schenectady, NY 12308

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.14 acres (6,105 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (May 2019)
Tax Bill	$743 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-4-32`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-4-32`
Alternative APN	`150003903600040320000000`

Exterior

Lot Area	6,105 sqft (0.14 acres)
Lot Dimensions	165 ft deep x 37 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	817 RAYMOND ST
City	SCHENECTADY
State	NY
Zip	12308-1607
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	03
Legal Description	BLOCK E VACANT LOT
Legal Subdivision	BANKER TRACT
Legal Block	4
Legal Lot Number	32.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20102

Owner

817 Raymond St, residential vacant land, is owned and occupied by two individuals who bought it in May 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 RAYMOND ST, SCHENECTADY, NY 12308-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU
May 15, 2017	Loan Modification, Mortgage WELLS FARGO BK
May 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Oct 2, 2009 · Amount on File
Deed Document Number	201920381
Deed Book / Page	2011 / 1
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 10, 2019
Property Address	817 RAYMOND ST, SCHENECTADY, NY 12308-1607
Document Number	0000020381
Book / Page	2011 / 001
Instrument Date	May 6, 2019
Instrument	201920381
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 RAYMOND ST, 817, SCHENECTADY, NY 12308-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 CURRYBUSH CONNECTION, SCHENECTADY, NY 12306-6244

Mortgage

Document Number	0000020383
Date	May 10, 2019
Instrument	201920383

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000020383
Date	May 10, 2019
Book Page	4910/565
Instrument	201920383

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	817 RAYMOND ST, SCHENECTADY, NY 12308-1607
Document Number	0000035053
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RAYMOND ST SCHENECTADY NY 123081607, SCHENECTADY, NY 12308-1607

Mortgage

Document Number	0000035053
Date	Aug 3, 2017
Book Page	004778/000382
Instrument	35053

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	817 RAYMOND ST, SCHENECTADY, NY 12308-1607
Document Number	0000029940
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RAYMOND ST SCHENECTADY NY 123081607, SCHENECTADY, NY 12308-1607

Mortgage

Document Number	0000029940
Date	Jul 5, 2017
Book Page	004770/000982
Instrument	29940

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 817 Raymond St was $743, up 0.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$743.00 (+0.81%)
2025	$737.00	$18,000 Land $18,000	$29,806 Land $29,806
2023		$18,000 (-) Land $18,000	$22,785 (+3.8%) Land $22,785
2022		$18,000 Land $18,000	$21,951 Land $21,951
2021	$729.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 817 Raymond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Raymond St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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