717 Raymond St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 717 Raymond St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,496 sqft · built 1900
Lot Size	0.132 acres (5,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 2005)
Tax Bill	$7,383 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-4-34`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-4-34`
Alternative APN	`150003903500040340000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,496 sqft Total Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,248 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,775 sqft (0.132 acres)
Lot Dimensions	165 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	408 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	717 RAYMOND ST
City	SCHENECTADY
State	NY
Zip	12308-1605
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	BANKER MAP BLK B 2 WOOD
Legal Block	4
Legal Lot Number	34.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	717 RAYMOND ST, SCHENECTADY, NY 12308-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 27, 2021	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2005 · Amount on Record
Deed Sale	Oct 24, 2005 · Amount on Record
Deed Book / Page	1718 / 672
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 13, 2026
Property Address	717 RAYMOND ST, SCHENECTADY, NY 12308-1605
Document Number	0000015780
Instrument Date	Jun 12, 2026
Instrument	202615780
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 RAYMOND ST, SCHENECTADY, NY 12308-1605

Mortgage

Document Number	0000015780,
Date	Jul 13, 2026
Instrument	202615780

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jan 1, 2052

Interest

Rate	6.36%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 27, 2021
Property Address	717 RAYMOND ST, SCHENECTADY, NY 12308-1605
Document Number	0000065513
Book / Page	2074 / 627
Instrument Date	Dec 10, 2021
Instrument	202165513
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 TULIP TER, 6, CLIFTON PARK, NY 12065-5305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 3RD AVE, SCHENECTADY, NY 12303-1657

Mortgage

Document Number	0000065514
Date	Dec 27, 2021
Instrument	202165514

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,383.00 (+2.87%)
2025	$7,177.00 (+6.12%)	$132,200 (-) Land $19,800 Building $112,400	$218,910 (+30.82%) Land $32,787 Building $186,123
2023		$132,200 (-) Land $19,800 Building $112,400	$167,342 (+3.8%) Land $25,063 Building $142,279
2022		$132,200 Land $19,800 Building $112,400	$161,220 Land $24,146 Building $137,074
2021	$6,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Raymond St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures