Ionia County property record for 817 Prospect St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,288 sqft |
| Lot Size | 0.403 acres (17,555 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $34,000 (Jul 1986) |
| Tax Bill | $1,952 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20410000020500 |
| Primary APN | 20410000020500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Raised |
| Lot Area | 17,555 sqft (0.403 acres) |
| Lot Dimensions | 214 ft deep x 82 ft wide |
| Garage Area | 1,184 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 817 PROSPECT ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA JOHNSON ADDITION LOT 43 |
| Legal Subdivision | CITY OF IONIA JOHNSON ADD |
| Legal Lot Number | 43 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 31600 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 817 PROSPECT ST, IONIA, MI 48846-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 1986 · Amount on Record |
| Deed Sale | Jul 7, 1986 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,200 (+7.41%) Land $17,500 Building $92,700 | $220,400 (+7.41%) Land $35,000 Building $185,400 | |
| 2025 | $1,952.00 Homeowner's exemption | $102,600 (+40.36%) Land $16,400 Building $86,200 | $205,200 (+40.36%) Land $32,800 Building $172,400 |
| 2023 | $73,100 Land $12,100 Building $61,000 | $146,200 Land $24,200 Building $122,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Surf Internet, Verizon.
5G (outdoors only) and 4G LTE
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