Ionia County property record for 628 Prospect St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,534 sqft · built 1985 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Oct 2003) |
| Tax Bill | $1,910 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20324000008000 |
| Primary APN | 20324000008000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 127 ft deep x 75 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 628 PROSPECT ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA COMM AT THE SW COR OF E 1/2 SW 1/4 OF SEC 17-7-6 IONIA CO, MI., THEN N ON W LINE OF SD E 1/2 SW 1/4 OF SEC 17, 46RDS TO THE CENTERLINE OF PROSPECT ST TH E ON CENTERLINE OF PROSPECT ST 255.0FT TO TH PL OF BEG, TH N 160.0FT, TH E 75.0FT, |
| Legal Range | 06 |
| Legal Township | 07 |
| Legal Section | 17 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 31600 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 PROSPECT ST, IONIA, MI 48846-1373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2003 · Amount on Record |
| Deed Sale | Oct 28, 2003 · Amount on Record |
| Deed Book / Page | 576 / 5091 |
| Last Transfer Date | Nov 15, 2013 |
| Transfer Doc | 632/3100 |
| Record Updated | Oct 29, 2026 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,900 (+10.87%) Land $13,300 Building $84,600 | $195,800 (+10.87%) Land $26,600 Building $169,200 | |
| 2025 | $1,910.00 (+2.96%) Homeowner's exemption | $88,300 (+28.72%) Land $12,400 Building $75,900 | $176,600 (+28.72%) Land $24,800 Building $151,800 |
| 2024 | $1,855.00 | ||
| 2023 | $68,600 Land $9,100 Building $59,500 | $137,200 Land $18,200 Building $119,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Point Broadband, Surf Internet, Verizon.
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