Monmouth County and Spring Lake Heights Borough property record for 817 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,567 sqft · built 2025 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,399,000 (Jan 2026) |
| Tax Bill | $5,444 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00013-0000-00301 |
| Primary APN | 48-00013-0000-00301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,567 sqft Living Area |
| 1st Floor Area | 1,099 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | 486 sqft |
| Sewer | Connected |
|---|
| Account Number | 01640 |
|---|---|
| Street Address | 817 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 13 |
| Legal Lot Number | 301 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 808901 |
817 Ocean Rd is owned by two individuals who bought it in January 2026.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 MANOR HILL RD, SUMMIT, NJ 07901-2430 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Jan 23, 2026 | Deed, Transfer ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC |
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on File |
| Deed Sale | Jan 23, 2026 · Amount on File |
| Deed Document Number | 20267012 |
| Deed Book / Page | 9776 / 4604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 6, 2026 |
| Property Address | 817 OCEAN RD, SPRING LAKE, NJ 07762-1931 |
| Document Number | 0000027823 |
| Book / Page | 9787 / 2900 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202627823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ANCHOE TITLE, ANCHOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 MANOR HILL RD, SUMMIT, NJ 07901-2430 |
| Document Number | 0000027823, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 9787/2900 |
| Instrument | 202627823 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.35% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 23, 2026 |
| Property Address | 817 OCEAN RD, SPRING LAKE, NJ 07762-1931 |
| Document Number | 0097764604 |
| Book / Page | 9776 / 4604 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2026007012 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $74,482.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 PROSPECT AVE, SPRING LAKE, NJ 07762-1851 |
| Name | Verified Name |
|---|---|
| Address | 2 MANOR HILL RD, SUMMIT, NJ 07901-2430 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 817 OCEAN RD, SPRING LAKE, NJ 07762-1931 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0096740227 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 9674/227 |
| Instrument | 2024002420 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 817 OCEAN RD, SPRING LAKE, NJ 07762-1931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | ABRAXAS ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0095340408 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 9534/408 |
| Instrument | 2021120864 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 817 OCEAN RD, SPRING LAKE, NJ 07762-1931 |
| Document Number | 0000048068 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | LAFAYETTE GENERAL TITLE AGENCY, LAFAYETTE GENERAL TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 817 OCEAN RD SPRING LAKE NJ 077621931, SPRING LAKE, NJ 07762-1931 |
| Document Number | 0000048068 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 009287/005929 |
| Instrument | 48068 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2048 |
The 2025 property tax bill for 817 Ocean Rd was $5,444, up 5.6% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,812,700 (+240.99%) Land $642,700 Building $1,170,000 | $1,812,700 (+240.99%) Land $642,700 Building $1,170,000 | |
| 2025 | $5,444.00 (+5.57%) | $531,600 Land $519,800 Building $11,800 | $531,600 Land $519,800 Building $11,800 |
| 2024 | $5,157.00 | ||
| 2023 | $662,900 Land $470,300 Building $192,600 | $662,900 Land $470,300 Building $192,600 | |
| 2022 | $6,391.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 817 Ocean Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 817 Ocean Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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