Monmouth County and Spring Lake Heights Borough property record for 812 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,251 sqft · built 2012 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jun 1999) |
| Tax Bill | $14,598 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00030-0000-00014 |
| Primary APN | 48-00030-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,251 sqft Living Area |
| 1st Floor Area | 1,741 sqft |
| Upper Floors Area | 1,538 sqft |
| Basement Area | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 396 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 48702 |
|---|---|
| Street Address | 812 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | L14 |
| Legal Block | 30 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 808901 |
812 Ocean Rd is owned and occupied by two individuals who bought it in June 1999.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 OCEAN RD, SPRING LAKE, NJ 07762-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1999 · Amount on File |
| Deed Sale | Jun 17, 1999 · Amount on File |
| Deed Book / Page | 5832 / 527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 812 OCEAN RD, SPRING LAKE, NJ 07762-1932 |
| Document Number | 0000087479 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 812 OCEAN RD SPRING LAKE NJ 077621932, SPRING LAKE, NJ 07762-1932 |
| Document Number | 0000087479 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 009310/001381 |
| Instrument | 87479 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 812 Ocean Rd was $14,598, up 2.2% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,563,000 (+9.64%) Land $722,500 Building $840,500 | $1,563,000 (+9.64%) Land $722,500 Building $840,500 | |
| 2025 | $14,598.00 (+2.22%) | $1,425,600 Land $584,300 Building $841,300 | $1,425,600 Land $584,300 Building $841,300 |
| 2024 | $14,281.00 | ||
| 2023 | $1,311,600 Land $488,900 Building $822,700 | $1,311,600 Land $488,900 Building $822,700 | |
| 2022 | $14,321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 812 Ocean Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 812 Ocean Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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