817 Millstone Rd, Ellerbe, NC 28338 Property Records

Richmond County property record for 817 Millstone Rd, Ellerbe, NC 28338 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,496 sqft · built 1942
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2024)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`748700987518`

Property Details

APN / Parcel Number

Primary APN	`748700987518`
Alternative APNs	`23800302` `61284301`

Interior

Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	486 sqft
Patio Area	192 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	61284301
Street Address	817 MILLSTONE RD
City	ELLERBE
State	NC
Zip	28338-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC AND DWELL WATSON
Legal Subdivision	DORA MORGAN ESTATE LANDS
Jurisdiction	RICHMOND NC
Township / Civil Division	MINERAL SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	970200

Owner

Source: Richmond County records · APN 748700987518

Assessment roll updated August 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1414 GOLF TERRACE BLVD, M12, FLORENCE, SC 29501-0289
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	May 22, 1995
Deed Document Number	2024278656
Deed Book / Page	1999 / 548
Prior Transfer Date	Apr 03, 2017
Prior Transfer Doc	1748/384
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Recording Date	Jul 01, 2026
Property Address	817 MILLSTONE RD, ELLERBE, NC 28338-9038
Document Number	0000288613
Book / Page	2074 / 263
Instrument Date	Jun 26, 2026
Instrument	2026288613
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 MILLSTONE RD, ELLERBE, NC 28338-9038

Mortgage

Document Number	0000288613,
Date	Jul 01, 2026
Book Page	2074/263
Instrument	2026288613

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	817 MILLSTONE RD, ELLERBE, NC 28338-9038
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 MILLSTONE RD, ELLERBE, NC 28338-9038

Mortgage

Document Number	002054/180
Date	Dec 10, 2025
Book Page	2054/180
Instrument	285885

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHMOND NC
Recording Date	Apr 17, 2017
Property Address	817 MILLSTONE RD, ELLERBE, NC 28338-9038
Document Number	1748/384
Book / Page	1748 / 384
Map Reference	DD 1151 PG 375
Instrument Date	Apr 03, 2017
Instrument	243552
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 MILLSTONE RD, 817, ELLERBE, NC 28338-9038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 MILLSTONE RD, ELLERBE, NC 28338-9038

Tax Assessment & Valuation

Source: Richmond County records · Assessment roll updated August 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (+30.73%)	$170,382 (+58.88%) Land $25,360 Building $145,022	$170,382 (+58.88%) Land $25,360 Building $145,022
2023	$1,165.00	$107,237 Land $14,160 Building $93,077	$107,237 Land $14,160 Building $93,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richmond County (37153C), updated July 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	About 1 in 510 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wilkes Telephone Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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