Richmond County property record for 307 Millstone Rd, Ellerbe, NC 28338
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1930 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jan 2026) |
| Tax Bill | $1,066 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 747800714751 |
| Primary APN | 747800714751 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Asbestos |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,022 sqft (1.86 acres) |
| Terrain | Rolling |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 568 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36640301 |
|---|---|
| Street Address | 307 MILLSTONE RD |
| City | ELLERBE |
| State | NC |
| Zip | 28338-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | AC & HSE MILLSTONE RD |
| Legal Subdivision | FLOYD ALLRED ETAL |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MINERAL SPRINGS |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 970200 |
Source: Richmond County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Aug 26, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Apr 13, 2005 | Deed of Trust, Mortgage · ARM COUNTRYWIDE BANK FSB |
| Jan 9, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Aug 25, 2003 · Amount on Record |
| Deed Document Number | 2026286235 |
| Deed Book / Page | 2056 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Document Number | 001947/123 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 1947/123 |
| Instrument | 271302 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | FUQUAY VARINA, NC 27526 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001339/337 |
|---|---|
| Date | Aug 26, 2005 |
| Book Page | 1339/337 |
| Instrument | 181372 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Lending Institution |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001319/030 |
|---|---|
| Date | Apr 13, 2005 |
| Book Page | 1319/030 |
| Instrument | 178540 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75266 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2005 |
| Change Frequency | Monthly |
| Max Rate At Change | 9.95% |
| Index | 1-Month LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Jan 9, 2026 |
| Property Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Document Number | 002056/418 |
| Book / Page | 2056 / 418 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 286235 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 907 DERBY RD, JACKSON SPRINGS, NC 27281-8142 |
| Name | Verified Name |
|---|---|
| Address | 307 MILLSTONE RD, ELLERBE, NC 28338-9011 |
| Document Number | 0002056421 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2056/421 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,066.00 (+1.43%) | $112,470 (-) Land $18,371 Building $94,099 | $112,470 (-) Land $18,371 Building $94,099 |
| 2025 | $1,051.00 (+16.13%) | $112,470 (+37.1%) Land $18,371 Building $94,099 | $112,470 (+37.1%) Land $18,371 Building $94,099 |
| 2023 | $905.00 | $82,036 Land $10,007 Building $72,029 | $82,036 Land $10,007 Building $72,029 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND COUNTY WATER SYSTEM serves 22,578 people · EPA ID NC0377109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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